{"id":5427,"date":"2025-01-05T20:20:56","date_gmt":"2025-01-05T19:20:56","guid":{"rendered":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/?p=5427"},"modified":"2025-01-22T22:46:51","modified_gmt":"2025-01-22T21:46:51","slug":"zivotni-pojisteni-mutumutu-novorocni-predsevzeti","status":"publish","type":"post","link":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/2025\/01\/05\/zivotni-pojisteni-mutumutu-novorocni-predsevzeti\/","title":{"rendered":"\u017divotn\u00ed poji\u0161t\u011bn\u00ed Mutumutu jako novoro\u010dn\u00ed p\u0159edsevzet\u00ed"},"content":{"rendered":"

A jsme zase na za\u010d\u00e1tku nov\u00e9ho roku. Na Silvestra mnoz\u00ed bilancuj\u00ed v\u0161echny \u00fasp\u011bchy i selh\u00e1n\u00ed v\u00a0p\u0159edch\u00e1zej\u00edc\u00edm roce a sou\u010dasn\u011b pl\u00e1nuj\u00ed lep\u0161\u00ed budoucnost v\u00a0roce nast\u00e1vaj\u00edc\u00edm. B\u00fdt v\u00a0lep\u0161\u00ed kondici, vylep\u0161it finan\u010dn\u00ed situaci, naj\u00edt \u017eivotn\u00ed l\u00e1sku nebo \u2026 <\/b>\u017divotn\u00ed poji\u0161t\u011bn\u00ed Mutumutu<\/b><\/a> v\u00e1m s\u00a0pln\u011bn\u00edm n\u011bkter\u00fdch p\u0159edsevzet\u00ed m\u016f\u017ee pomoci.<\/b><\/p>\n

Novoro\u010dn\u00ed p\u0159edsevzet\u00ed si d\u00e1v\u00e1 v\u00edce jak polovina \u010cech\u016f<\/span><\/h2>\n

D\u00e1vat si novoro\u010dn\u00ed p\u0159edsevzet\u00ed je tradic\u00ed, kter\u00e1 sah\u00e1 a\u017e do starov\u011bku. Podle psycholog\u016f je pro n\u00e1s Nov\u00fd rok symbolick\u00fdm za\u010d\u00e1tkem nov\u00e9ho cyklu. C\u00edt\u00edme, \u017ee m\u00e1me mo\u017enost zm\u011bnit sv\u016fj \u017eivot k lep\u0161\u00edmu a \u017ee pr\u00e1v\u011b te\u010f je ide\u00e1ln\u00ed chv\u00edle pro to, abychom za\u010dali.<\/span><\/p>\n

A\u017e 52\u00a0% \u010cech\u016f si <\/span>podle \u010cTK<\/span><\/a> ka\u017edoro\u010dn\u011b stanovuje c\u00edle na p\u0159\u00ed\u0161t\u00ed rok. T\u00e9m\u011b\u0159 polovina z\u00a0nich (49 %) pl\u00e1nuje zlep\u0161en\u00ed fyzick\u00e9 kondice, druh\u00fdm nej\u010dast\u011bj\u0161\u00edm c\u00edlem (44\u00a0%) je vylep\u0161en\u00ed finan\u010dn\u00ed situace, v\u00edce vyd\u011blat, uspo\u0159it a nebo si vytvo\u0159it dostate\u010dnou finan\u010dn\u00ed rezervu.\u00a0\u00a0<\/span><\/p>\n

Bohu\u017eel v\u0161ak v\u011bt\u0161ina p\u0159edsevzet\u00ed kon\u010d\u00ed d\u0159\u00edve, ne\u017e jsme doufali. Pro\u010d tomu tak je? D\u016fvod\u016f m\u016f\u017ee b\u00fdt n\u011bkolik. Mnoz\u00ed z n\u00e1s za\u010dnou p\u0159\u00edli\u0161 ambici\u00f3zn\u011b a nastav\u00ed si c\u00edle, kter\u00e9 jsou t\u011b\u017eko dosa\u017eiteln\u00e9. Jin\u00ed <\/span>nedok\u00e1\u017eou udr\u017eet motivaci<\/span><\/a>, kdy\u017e naraz\u00ed na prvn\u00ed p\u0159ek\u00e1\u017eky. Podle v\u00fdzkum\u016f je nejv\u011bt\u0161\u00ed procento poru\u0161en\u00ed novoro\u010dn\u00edch p\u0159edsevzet\u00ed zaznamen\u00e1no mezi \u00fanorem a b\u0159eznem. Na\u0161t\u011bst\u00ed je zde Mutumutu, <\/span>kter\u00e9 v\u00e1m s\u00a0pln\u011bn\u00edm pl\u00e1novan\u00fdch c\u00edl\u016f pom\u016f\u017ee<\/span><\/a>.\u00a0\u00a0<\/span><\/p>\n

3 d\u016fvody, pro\u010d mezi novoro\u010dn\u00ed p\u0159edsevzet\u00ed p\u0159idat i sjedn\u00e1n\u00ed \u017eivotn\u00edho poji\u0161t\u011bn\u00ed Mutumutu<\/span><\/h2>\n

Zm\u011bna by m\u011bla b\u00fdt trval\u00e1, udr\u017eiteln\u00e1. Proto je pot\u0159eba p\u0159istupovat ke zm\u011bn\u011b \u017eivotn\u00edho stylu pomalu, s respektem k vlastn\u00edmu t\u011blu i mysli a s dlouhodobou motivac\u00ed.\u00a0<\/span><\/p>\n

1. Ne\u0161t\u011bst\u00ed nechod\u00ed po hor\u00e1ch ale po lidech, bu\u010fte na to p\u0159ipraveni<\/strong><\/p>\n

Vedle zlep\u0161en\u00ed fyzick\u00e9 kondice je \u010dast\u00fdm c\u00edlem vytvo\u0159en\u00ed finan\u010dn\u00ed rezervy. Jak to ud\u011blat, kdy\u017e m\u00e1 b\u00fdt zm\u011bna postupn\u00e1? Jak dlouho bude trvat, ne\u017e si vytvo\u0159\u00edte dostate\u010dnou rezervu? Poj\u010fme se pod\u00edvat na jin\u00e9, rychlej\u0161\u00ed \u0159e\u0161en\u00ed<\/span>.<\/span><\/p>\n

Podle <\/span>Indexu finan\u010dn\u00edho zdrav\u00ed \u010cech\u016f<\/span><\/a> m\u00e1 t\u0159etina z\u00a0n\u00e1s pouze minim\u00e1ln\u00ed finan\u010dn\u00ed rezervu, kter\u00e1 nepokryje ani jeden m\u011bs\u00edc v\u00fdpadku p\u0159\u00edjmu. A 57 % \u010cech\u016f vych\u00e1z\u00ed s\u00a0celkov\u00fdm m\u011bs\u00ed\u010dn\u00edm p\u0159\u00edjmem jen s\u00a0obt\u00ed\u017eemi. Nen\u00ed divu, \u017ee je vytvo\u0159en\u00ed finan\u010dn\u00ed rezervy \u010dast\u00fdm c\u00edlem. Jen\u017ee <\/span>nemoci ani \u00farazy<\/span><\/a> nepo\u010dkaj\u00ed, a\u017e na n\u011b budeme p\u0159ipraven\u00ed. Pr\u00e1v\u011b naopak, ne\u010dekan\u00e9 zdravotn\u00ed komplikace a zdlouhav\u00e1 l\u00e9\u010dba \u010dasto spot\u0159ebuj\u00ed velkou \u010d\u00e1st t\u011b\u017ece na\u0161et\u0159en\u00fdch financ\u00ed. A na\u0161t\u011bst\u00ed je na sv\u011bt\u011b.<\/span><\/p>\n

P\u0159edej\u00edt se tomu d\u00e1 t\u00edm, \u017ee se na situace, kter\u00e9 ohro\u017euj\u00ed v\u00e1\u0161 pravideln\u00fd m\u011bs\u00ed\u010dn\u00ed p\u0159\u00edjem pojist\u00edte. Ide\u00e1ln\u00ed \u017eivotn\u00ed poji\u0161t\u011bn\u00ed pokryje v\u00e1\u0161 chyb\u011bj\u00edc\u00ed p\u0159\u00edjem, kdy\u017e kv\u016fli nemoci nebo \u00farazu nem\u016f\u017eete del\u0161\u00ed dobu vyd\u011bl\u00e1vat. <\/span>\u017divotn\u00ed poj\u0161it\u011bn\u00ed Mutumutu<\/span><\/a> kryje to nejd\u016fle\u017eit\u011bj\u0161\u00ed \u2013 <\/span>pracovn\u00ed neschopnost<\/span><\/a>, <\/span>invaliditu<\/span><\/a> ve v\u0161ech stupn\u00edch i <\/span>smrti<\/span><\/a>,<\/span> a to jak z\u00a0d\u016fvodu \u00faraz\u016f tak i nemoc\u00ed. Kdy\u017e kv\u016fli l\u00e9\u010den\u00ed nemoc\u00ed nebo \u00farazu nem\u016f\u017eete vyd\u011bl\u00e1vat, Mutumutu dorovn\u00e1 propad v\u00a0p\u0159\u00edjmech. Vy se pak m\u016f\u017eete bez obav v\u011bnovat rekonvalescenci. Na vytvo\u0159en\u00ed rezervy pro jin\u00e9 p\u0159\u00edpady pak m\u00e1te dostatek \u010dasu a pot\u0159ebn\u00e1 rezerva nemus\u00ed b\u00fdt zdaleka tak vysok\u00e1.<\/span><\/p>\n

Mlad\u0161\u00ed lid\u00e9 nam\u00edtaj\u00ed, \u017ee \u017eivotn\u00ed poji\u0161t\u011bn\u00ed nepot\u0159ebuj\u00ed. Je pro star\u0161\u00ed klienty, kte\u0159\u00ed maj\u00ed t\u0159eba hypot\u00e9ku. Je tomu ale tak? Jak vysokou rezervu m\u00e1 pr\u00e1v\u011b mlad\u00fd \u010dlov\u011bk a jak snadno si ji m\u016f\u017ee vytvo\u0159it? A jak vysok\u00e9 m\u00e1 pravideln\u00e9 n\u00e1klady? <\/span>Uzav\u0159en\u00ed \u017eivotn\u00edho poji\u0161t\u011bn\u00ed v\u00a0mlad\u00e9m v\u011bku<\/span><\/a> m\u00e1 i dal\u0161\u00ed v\u00fdhody. Jednodu\u0161e je levn\u011bj\u0161\u00ed. Proto\u017ee jste zdrav\u00ed, bez nemoc\u00ed, \u00faraz\u016f, dal\u0161\u00edch komplikac\u00ed ve va\u0161\u00ed zdravotn\u00ed kart\u011b a \u0161patn\u00e9ho cholesterolu v krvi. A\u017e budete poji\u0161t\u011bn\u00ed k\u00a0hypot\u00e9ce pot\u0159ebovat, m\u00e1te n\u00e1skok. Ne v\u017edy to z\u00a0d\u016fvodu hor\u0161\u00edho zdravotn\u00edho stavu pr\u00e1v\u011b ve chv\u00edli, kdy poji\u0161t\u011bn\u00ed pot\u0159ebujete, je bez omezen\u00ed mo\u017en\u00e9.<\/span><\/p>\n

2. \u017divotn\u00ed poji\u0161t\u011bn\u00ed sjedn\u00e1te snadno, jednodu\u0161e, online za p\u00e1r minut<\/b><\/p>\n

Pro mnoho z\u00a0n\u00e1s je spln\u011bn\u00ed novoro\u010dn\u00edch p\u0159edsevzet\u00ed t\u011b\u017ek\u00e9. D\u00e1v\u00e1me si nere\u00e1ln\u00e9 c\u00edle, kter\u00e9 vy\u017eaduj\u00ed velk\u00e9 zm\u011bny a vysokou motivaci. Pro \u00fasp\u011bch je dobr\u00e9 m\u00edt re\u00e1ln\u00fd c\u00edl, zm\u011bnu rozd\u011blit do jednotliv\u00fdch krok\u016f a vid\u011bt postupn\u00e9 \u00fasp\u011bchy. U sjedn\u00e1n\u00ed poji\u0161t\u011bn\u00ed Mutumutu to je snadn\u00e9. Vytvo\u0159en\u00ed rezervy pomoc\u00ed poji\u0161t\u011bn\u00ed je re\u00e1ln\u00fd c\u00edl. Zkusit si spo\u010d\u00edtat nez\u00e1vaznou kalkulaci je jeden z\u00a0n\u011bkolika m\u00e1lo krok\u016f. Nemus\u00edte tr\u00e1vit \u010das na sch\u016fzk\u00e1ch ani na telefonu. P\u0159ehledn\u00e1 online kalkulace v\u00e1m porad\u00ed, <\/span>jak se spr\u00e1vn\u011b pojistit<\/span><\/a> a jak\u00e9 pojistn\u00e9 \u010d\u00e1stky zvolit. Poji\u0161t\u011bn\u00ed si sjedn\u00e1te sami online a zaplacen\u00edm prvn\u00edho pojistn\u00e9ho poji\u0161t\u011bn\u00ed aktivujete. A novoro\u010dn\u00ed p\u0159edsevzet\u00ed je spln\u011bno!<\/span><\/p>\n

Chci Mutumutu<\/a><\/div><\/span><\/a><\/p>\n

3. Dv\u011b mouchy jednou ranou\u00a0<\/b><\/p>\n

Nej\u010dast\u011bj\u0161\u00edm p\u0159edsevzet\u00edm je zlep\u0161en\u00ed fyzick\u00e9 kondice. Pln\u00e1 fitness centra jsou toho d\u016fkazem. Jen\u017ee jednou z\u00a0nev\u00fdhod novoro\u010dn\u00edch p\u0159\u00e1n\u00ed je, \u017ee maj\u00ed kr\u00e1tkou \u017eivotnost. Pouze <\/span>58\u00a0% \u010cech\u016f<\/span><\/a> vytrv\u00e1 na sv\u00e9 cest\u011b k\u00a0lep\u0161\u00ed fyzick\u00e9 kondici. Nej\u010dast\u011bji kv\u016fli tomu, \u017ee v\u00fdsledky sna\u017een\u00ed nejsou okam\u017eit\u011b viditeln\u00e9. Ale i s\u00a0t\u00edm v\u00e1m Mutumutu pom\u016f\u017ee.<\/span><\/p>\n

Mutumutu odm\u011b\u0148uje sv\u00e9 klienty<\/span><\/a>, kte\u0159\u00ed se pravideln\u011b h\u00fdbou, nekou\u0159\u00ed a pe\u010duj\u00ed o sv\u00e9 zdrav\u00ed. <\/span>Preven\u010dn\u00ed program<\/span><\/a> a aplikace Mutumutu v\u00e1s bude ka\u017ed\u00fd den hravou formou motivovat k pohybu. Stanov\u00ed v\u00e1m t\u00fddenn\u00ed c\u00edle a pr\u016fb\u011b\u017en\u011b vyhodnocuje nejen dosa\u017een\u00fd po\u010det bod\u016f, ale i \u010d\u00e1stku, kterou si vysportujete. Mutumutu v\u00e1m toti\u017e vr\u00e1t\u00ed na \u00fa\u010det a\u017e 30\u00a0% zaplacen\u00e9ho pojistn\u00e9ho za to, \u017ee o sebe pe\u010dujete. Ka\u017ed\u00fd kvart\u00e1l 20\u00a0% za zdrav\u00fd a pravideln\u00fd pohyb a jednou ro\u010dn\u011b 5\u00a0% za absolvov\u00e1n\u00ed preventivn\u00fdch l\u00e9ka\u0159sk\u00fdch prohl\u00eddek a dal\u0161\u00edch 5 % za to, \u017ee nekou\u0159\u00edte. Kdy\u017e za proch\u00e1zku, b\u011bh\u00e1n\u00ed, vyj\u00ed\u017e\u010fku na kole nebo n\u00e1v\u0161t\u011bvu fitka dost\u00e1v\u00e1te pen\u00edze zp\u011bt, hned se snadn\u011bji pln\u00ed i novoro\u010dn\u00ed p\u0159edsevzet\u00ed.<\/span><\/p>\n

Chci odm\u011bnu<\/a><\/div><\/span><\/a><\/p>\n

A\u0165 u\u017e jste si na Nov\u00fd rok dali n\u011bjak\u00e9 p\u0159edsevzet\u00ed nebo ne, dobr\u00e9 poji\u0161t\u011bn\u00ed by m\u011blo b\u00fdt samoz\u0159ejmost\u00ed ka\u017edodenn\u00edho \u017eivota, kter\u00fd p\u0159in\u00e1\u0161\u00ed ne\u010dekan\u00e1 p\u0159ekvapen\u00ed. A pokud jsou va\u0161e novoro\u010dn\u00ed p\u0159\u00e1n\u00ed stejn\u00e1 jako u v\u011bt\u0161iny \u010cech\u016f, Mutumutu v\u00e1m pom\u016f\u017ee je naplnit.\u00a0<\/span><\/p>\n

Poj\u010fme za\u010d\u00edt spole\u010dn\u011b!\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

A jsme zase na za\u010d\u00e1tku nov\u00e9ho roku. Na Silvestra mnoz\u00ed bilancuj\u00ed v\u0161echny \u00fasp\u011bchy i selh\u00e1n\u00ed v\u00a0p\u0159edch\u00e1zej\u00edc\u00edm roce a sou\u010dasn\u011b pl\u00e1nuj\u00ed lep\u0161\u00ed budoucnost v\u00a0roce nast\u00e1vaj\u00edc\u00edm. B\u00fdt v\u00a0lep\u0161\u00ed kondici, vylep\u0161it finan\u010dn\u00ed situaci, naj\u00edt \u017eivotn\u00ed l\u00e1sku nebo \u2026 \u017divotn\u00ed poji\u0161t\u011bn\u00ed Mutumutu v\u00e1m s\u00a0pln\u011bn\u00edm n\u011bkter\u00fdch p\u0159edsevzet\u00ed m\u016f\u017ee pomoci. Novoro\u010dn\u00ed p\u0159edsevzet\u00ed si d\u00e1v\u00e1 v\u00edce jak polovina \u010cech\u016f D\u00e1vat si novoro\u010dn\u00ed …<\/p>\n","protected":false},"author":49,"featured_media":5455,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[29],"tags":[366,213,216],"class_list":["post-5427","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pojisteni","tag-predsevzeti","tag-rizikove-zivotni-pojisteni","tag-zivotni-pojisteni"],"_links":{"self":[{"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/posts\/5427","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/users\/49"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/comments?post=5427"}],"version-history":[{"count":9,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/posts\/5427\/revisions"}],"predecessor-version":[{"id":5458,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/posts\/5427\/revisions\/5458"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/media\/5455"}],"wp:attachment":[{"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/media?parent=5427"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/categories?post=5427"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/tags?post=5427"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}