{"id":5310,"date":"2024-01-03T13:19:08","date_gmt":"2024-01-03T12:19:08","guid":{"rendered":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/?p=5310"},"modified":"2025-01-05T20:22:34","modified_gmt":"2025-01-05T19:22:34","slug":"mutumutu-jako-soucast-kb-pojistovny-nejlepsi-zivotni-pojistovny-roku-2023","status":"publish","type":"post","link":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/2024\/01\/03\/mutumutu-jako-soucast-kb-pojistovny-nejlepsi-zivotni-pojistovny-roku-2023\/","title":{"rendered":"Mutumutu jako sou\u010d\u00e1st KB Poji\u0161\u0165ovny &#8211; Nejlep\u0161\u00ed \u017eivotn\u00ed poji\u0161\u0165ovny roku 2023"},"content":{"rendered":"<p><strong>Inovace a nov\u00e9 trendy dnes hled\u00e1me a o\u010dek\u00e1v\u00e1me v\u0161ude. P\u0159i nakupov\u00e1n\u00ed, komunikaci, ve\u00a0slu\u017eb\u00e1ch, ale i\u00a0v\u00a0bance nebo poji\u0161\u0165ovn\u011b. Kdy\u017e v\u0161ak p\u0159ijde \u0159e\u010d na \u017eivotko, inovace nesta\u010d\u00ed. On-line sjedn\u00e1n\u00ed a \u0159e\u0161en\u00ed pojistn\u00fdch ud\u00e1lost\u00ed nebo elektronick\u00e1 komunikace je sice zn\u00e1mkou pokroku a trendu, ale kl\u00ed\u010dov\u00e9 je naj\u00edt spolehliv\u00e9ho a d\u016fv\u011bryhodn\u00e9ho partnera. Jak ale naj\u00edt \u017eivotko, kter\u00e9 je modern\u00ed ale z\u00e1rove\u0148 poskytuje jistotu a stabilitu?<\/strong><\/p>\n<h2><strong>\u017divotn\u00ed<\/strong> poji\u0161t\u011bn\u00ed<strong> je partnerstv\u00ed na mnoho let<\/strong><\/h2>\n<p>\u017divotn\u00ed poji\u0161t\u011bn\u00ed si sjedn\u00e1v\u00e1me ve chv\u00edli, kdy poc\u00edt\u00edme pot\u0159ebu v\u011bt\u0161\u00ed jistoty. Impulsem pro to, abychom se o poji\u0161t\u011bn\u00ed za\u010dali zaj\u00edmat, b\u00fdv\u00e1 \u017eivotn\u00ed zm\u011bna. Nej\u010dast\u011bji zalo\u017een\u00ed rodiny, kdy jsou jej\u00ed \u010dlenov\u00e9 z\u00e1visl\u00ed na jednom p\u0159\u00edjmu. Nebo kdy\u017e se up\u00ed\u0161eme bance na n\u011bkolik let hypot\u00e9kou na zaji\u0161t\u011bn\u00ed bydlen\u00ed. Dal\u0161\u00edm \u010dast\u00fdm podn\u011btem b\u00fdv\u00e1 ne\u0161t\u011bst\u00ed, v\u00e1\u017en\u00e1 nemoc, \u00faraz nebo autonehoda, kter\u00e1 se p\u0159ihod\u00ed n\u011bkomu z na\u0161eho\u00a0bl\u00edzk\u00e9ho okol\u00ed. V\u00a0takov\u00e9 chv\u00edl\u00ed si uv\u011bdom\u00edme, \u017ee p\u0159\u00edze\u0148 osudu je vratk\u00e1 a leccos v\u00a0\u017eivot\u011b se m\u016f\u017ee zvrtnout. Jak ale vybrat to nejlep\u0161\u00ed poji\u0161t\u011bn\u00ed?<\/p>\n<p>Nab\u00eddka na trhu je velmi \u0161irok\u00e1. Vyb\u00edrat m\u016f\u017eeme z\u00a0des\u00edtek produkt\u016f od \u0159ady renomovan\u00fdch poji\u0161\u0165oven. Nebo m\u016f\u017eeme po\u017e\u00e1dat o radu poji\u0161\u0165ovac\u00edho poradce, kter\u00fdch je na trhu taky cel\u00e1 \u0159ada. Poradce pro v\u00e1s p\u0159iprav\u00ed srovn\u00e1n\u00ed n\u011bkolika produkt\u016f, kter\u00e9 m\u00edvaj\u00ed dost podobn\u00e9 parametry a podm\u00ednky. Poradce v\u00e1m poskytne odbornou radu, ale rozhodnut\u00ed z\u016fst\u00e1v\u00e1 na v\u00e1s. V\u00a0prvn\u00edm kole \u010dasto vyb\u00edr\u00e1me poji\u0161t\u011bn\u00ed podle ceny. Ov\u0161em nejni\u017e\u0161\u00ed cena neznamen\u00e1 v\u017edy nejlep\u0161\u00ed nab\u00eddku. Je dobr\u00e9 p\u0159i rozhodov\u00e1n\u00ed zv\u00e1\u017eit i dal\u0161\u00ed krit\u00e9ria. Zde je p\u00e1r dal\u0161\u00edch bod\u016f na misky vah, kter\u00e9 v\u00e1m pom\u016f\u017eou v\u00a0rozhodov\u00e1n\u00ed.<\/p>\n<h2><strong>Kvalita<\/strong> produktu<\/h2>\n<p>D\u016fle\u017eit\u00e9 je, co v\u0161echno poji\u0161t\u011bn\u00ed kryje. Abyste m\u011bli pokryt\u00e9 situace, kter\u00e9 v\u00e1s a va\u0161i rodinu nejz\u00e1sadn\u011bji ohro\u017euj\u00ed. V\u00fdluky \u2013 situace a p\u0159\u00edpady, kdy poji\u0161\u0165ovna nepln\u00ed p\u0159i pojistn\u00e9 ud\u00e1losti, jsou nej\u010dast\u011bj\u0161\u00ed p\u0159\u00ed\u010dinou, pro\u010d klienti ukon\u010duj\u00ed smlouvy s poji\u0161\u0165ovnou. Pojistn\u00e1 smlouva a pojistn\u00e9 podm\u00ednky p\u0159edstavuj\u00ed z\u00e1vazek pro poji\u0161\u0165ovnu ale i pro v\u00e1s. Proto je nezbytn\u00e9 dokonale jim rozum\u011bt.<\/p>\n<p><a href=\"http:\/\/www.mutumutu.cz\/\">Mutumutu<\/a> je jednoduch\u00e9 a srozumiteln\u00e9 \u017eivotn\u00ed poji\u0161t\u011bn\u00ed. Smlouva i pojistn\u00e9 podm\u00ednky nazvan\u00e9 P\u0159\u00edru\u010dka k\u00a0poji\u0161t\u011bn\u00ed jsou psan\u00e9 lidsky, bez h\u00e1\u010dk\u016f \u010di hv\u011bzdi\u010dek, aby jim rozum\u011bl ka\u017ed\u00fd. M\u00e1 pouze <a href=\"https:\/\/mutumutu.cz\/co-pojistujeme#vyluky\">7 v\u00fdluk<\/a> a kryje v\u0161echny psychick\u00e9 nemoci i bolav\u00e1 z\u00e1da. Nav\u00edc spravedliv\u011b odm\u011b\u0148uje ty, kte\u0159\u00ed o sebe a sv\u00e9 zdrav\u00ed pravideln\u011b pe\u010duj\u00ed. \u010c\u00edm v\u00edc se h\u00fdbete, t\u00edm jste zdrav\u011bj\u0161\u00ed a t\u00edm v\u00edc v\u00e1m <a href=\"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/2021\/11\/13\/odmenujeme-za-zdravy-zivotni-styl\/\">Mutumutu vrac\u00ed zp\u011bt<\/a>. Zp\u00e1tky na \u00fa\u010det v\u00e1m m\u016f\u017ee p\u0159ist\u00e1t a\u017e 30 % ze zaplacen\u00e9ho pojistn\u00e9ho. Dvacet procent za zdrav\u00fd pohyb, k tomu p\u011bt procent, kdy\u017e chod\u00edte na preventivn\u00ed prohl\u00eddky, a dal\u0161\u00edch p\u011bt procent za nekou\u0159en\u00ed.<\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/www.mutumutu.cz\/kalkulacka\/uvod\"><span style=\"font-weight: 400;\"><div class='short-code-mutu-button-wrapper'><a target='_blank' class='big-mutu-button short-code-mutu-button' href='https:\/\/www.mutumutu.cz'>Chci Mutumutu<\/a><\/div><\/span><\/a><\/p>\n<p><strong>\u00a0<\/strong><\/p>\n<h2><strong>N\u00e1sledujte<\/strong> ostatn\u00ed<\/h2>\n<p>Poji\u0161t\u011bn\u00ed je o d\u016fv\u011b\u0159e. Je to dlouhodob\u00e1 dohoda mezi klientem a poji\u0161\u0165ovnou. Je to slib, \u017ee v p\u0159\u00edpad\u011b pot\u0159eby v\u00e1m bude poji\u0161\u0165ovna st\u00e1t po boku. Za pojistn\u00e9 v\u00a0\u0159\u00e1du tis\u00edc\u016f o\u010dek\u00e1v\u00e1me pln\u011bn\u00ed v\u00a0\u0159\u00e1du statis\u00edc\u016f a mnohdy i milion\u016f korun. \u00a0Podle \u010deho se tedy zorientovat a spr\u00e1vn\u011b si vybrat? Vod\u00edtkem m\u016f\u017ee b\u00fdt nap\u0159\u00edklad to, jak se rozhoduj\u00ed ostatn\u00ed klienti. \u00dactyhodn\u00fd po\u010det klient\u016f poji\u0161\u0165ovny sv\u011bd\u010d\u00ed o dobr\u00e9 cen\u011b, kvalit\u011b produkt\u016f i skv\u011bl\u00e9 pr\u00e1ci z\u00e1kaznick\u00e9ho servisu. KB Poji\u0161\u0165ovna se k takov\u00e9mu slibu zav\u00e1zala a dnes se chlub\u00ed d\u016fv\u011brou u v\u00edce jak <a href=\"https:\/\/www.kbpojistovna.cz\/cs\/o-nas\/tiskove-zpravy\/kb-pojistovna-slavi-milionovy-uspech-pocet-jejich-klientu-prekrocil-magickou-hranici-1-000-000\">milionu klient\u016f<\/a>! Tak vysok\u00fd po\u010det klient\u016f je pro poji\u0161\u0165ovnu p\u0159edev\u0161\u00edm z\u00e1vazkem, aby se o n\u011b postarala a byla jim oporou v\u00a0nesn\u00e1z\u00edch, kter\u00e9 \u017eivot p\u0159in\u00e1\u0161\u00ed.<\/p>\n<h2><strong>Dejte na<\/strong> hodnocen\u00ed<strong> odborn\u00edk\u016f<\/strong><\/h2>\n<p>Dal\u0161\u00edm pohledem je to, jak je poji\u0161\u0165ovna hodnocena odbornou ve\u0159ejnost\u00ed. Verdikt odborn\u00edk\u016f m\u016f\u017eete sledovat ka\u017edoro\u010dn\u011b prost\u0159ednictv\u00edm sout\u011b\u017ee <a href=\"https:\/\/nejbanka.hn.cz\/o-projektu\">Hospod\u00e1\u0159sk\u00fdch novin o presti\u017en\u00ed ocen\u011bn\u00ed Nejlep\u0161\u00ed poji\u0161\u0165ovna<\/a>. Hospod\u00e1\u0159sk\u00e9 noviny ji vyhla\u0161uj\u00ed pravideln\u011b od roku 2008. Jej\u00edm c\u00edlem je poskytnout ve\u0159ejnosti ucelen\u00fd obraz o finan\u010dn\u00edm trhu a pomoci se snadn\u011bji zorientovat v produktech a slu\u017eb\u00e1ch, kter\u00e9 finan\u010dn\u00ed instituce nab\u00edzej\u00ed. Nejde p\u0159itom o subjektivn\u00ed hodnocen\u00ed odborn\u00e9 poroty, ale o srovn\u00e1n\u00ed objektivn\u00edch krit\u00e9ri\u00ed jako je cena pojistn\u00e9ho, kvalita produkt\u016f a slu\u017eeb, kvalita komunikace s\u00a0klientem, ale i jej\u00ed solventnost, ziskovost nebo pozice na pojistn\u00e9m trhu.<\/p>\n<p>KB Poji\u0161\u0165ovna si na sv\u00e9 konto p\u0159ipsala letos ji\u017e p\u00e1t\u00e9 v\u00edt\u011bzstv\u00ed v\u00a0kategorii <a href=\"https:\/\/archiv.hn.cz\/c1-67261150-raiffeisenbank-je-nejlepsi-bankou-roku-mezi-pojistovnami-kralovala-generali-ceska-pojistovna-a-komercni-pojistovna\">Nejlep\u0161\u00ed \u017eivotn\u00ed poji\u0161\u0165ovna<\/a>. A nav\u00edc obsadila druh\u00e9 m\u00edsto jako V\u00a0t\u00e9to kategorii je poji\u0161\u0165ovna hodnocena z\u00a0pohledu klienta. P\u0159edev\u0161\u00edm podle dostupnosti a komunikace s\u00a0n\u00edm, jako i podle produkt\u016f a slu\u017eeb, kter\u00e9 poskytuje.<\/p>\n<p>To o kvalit\u011b produkt\u016f, ekonomick\u00e9 stabilit\u011b, a hlavn\u011b o p\u0159\u00edstupu ke klient\u016fm hodn\u011b napov\u00edd\u00e1.<\/p>\n<h2>Vyzkou\u0161ejte<strong> a posu\u010fte sami<\/strong><\/h2>\n<p>Va\u0161e rozhodnut\u00ed m\u016f\u017ee ovlivnit i to, jak n\u00e1ro\u010dn\u00e9 je si poji\u0161t\u011bn\u00ed sjednat. Kolik \u010dasu sjedn\u00e1n\u00ed zabere, jak je slo\u017eit\u00e9 a u\u017eivatelsky p\u0159\u00edv\u011btiv\u00e9. Aby v\u00e1m poradce dob\u0159e poradil, mus\u00edte mu o sob\u011b prozradit mnoho d\u016fv\u011brnost\u00ed. Od va\u0161ich obav a pot\u0159eb, p\u0159es detailn\u00ed finan\u010dn\u00ed situaci a\u017e po intimn\u00ed zdravotn\u00ed historii. Nechcete-li sd\u00edlet detaily va\u0161eho \u017eivota s\u00a0nezn\u00e1m\u00fdm poradcem, m\u016f\u017eete si poji\u0161t\u011bn\u00ed sjednat on-line.<\/p>\n<p>Mutumutu m\u00e1 jednoduchou on-line kalkula\u010dku, kter\u00e1 v\u00e1s provede v\u0161emi kroky sjedn\u00e1n\u00ed srozumiteln\u011b a snadno. Na z\u00e1klad\u011b minima nezbytn\u00fdch informac\u00ed v\u00e1m navrhne ide\u00e1ln\u00ed nastaven\u00ed kryt\u00ed, kter\u00e9 si pak m\u016f\u017eete podle preferenc\u00ed je\u0161t\u011b upravit. A kdy\u017e si nastav\u00edte vyhovuj\u00edc\u00ed kryt\u00ed i cenu, vypln\u011bn\u00edm zdravotn\u00edho dotazn\u00edku dokon\u010d\u00edte sjedn\u00e1n\u00ed. Poji\u0161t\u011bn\u00ed pak aktivujete zaplacen\u00edm prvn\u00edho pojistn\u00e9ho. Kalkula\u010dka obsahuje doporu\u010den\u00ed i n\u00e1vody, jak se spr\u00e1vn\u011b pojistit. V\u0161e je srozumiteln\u00e9 a jednoduch\u00e9, tak\u017ee se pojist\u00edte snadno sami z\u00a0pohodl\u00ed domova a za p\u00e1r minut. A kdybyste si p\u0159eci jen nev\u011bd\u011bli rady nebo pot\u0159ebovali odbornou odpov\u011b\u010f, r\u00e1di v\u00e1m se\u00a0v\u0161\u00edm pom\u016f\u017eeme.<\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/www.mutumutu.cz\/kalkulacka\/uvod\"><span style=\"font-weight: 400;\"><div class='short-code-mutu-button-wrapper'><a target='_blank' class='big-mutu-button short-code-mutu-button' href='https:\/\/www.mutumutu.cz'>Pojistit se online<\/a><\/div><\/span><\/a><\/p>\n<p>&nbsp;<\/p>\n<p>Mutumutu je ide\u00e1ln\u00ed synergie inovativn\u00edho on-line produktu a spolehliv\u00e9ho a stabiln\u00edho partnera. Vylep\u0161en\u00e9 \u017eivotn\u00ed poji\u0161t\u011bn\u00ed, kter\u00e9 vyu\u017e\u00edv\u00e1 modern\u00ed technologie, aby v\u00e1m usnadnilo va\u0161i cestu i \u017eivot a z\u00e1rove\u0148 v\u00e1s bavilo a motivovalo ke zdrav\u00ed. A kdy\u017e k\u00a0tomu p\u0159id\u00e1me <a href=\"http:\/\/www.kbpojistovna.cz\/\">KB Poji\u0161\u0165ovnu<\/a>, jen\u017e je klienty i odborn\u00edky opakovan\u011b oce\u0148ov\u00e1na, m\u016f\u017eete si b\u00fdt jist\u00ed, \u017ee v\u00e1m kryjeme z\u00e1da. Kdy\u017e v\u00e1s potk\u00e1 ne\u0161t\u011bst\u00ed, dorovn\u00e1me v\u00e1\u0161 chyb\u011bj\u00edc\u00ed p\u0159\u00edjem a pom\u016f\u017eeme va\u0161im nejbli\u017e\u0161\u00edm alespo\u0148 finan\u010dn\u011b situaci zvl\u00e1dnout. S\u00a0Mutumutu z\u00edsk\u00e1te modern\u00ed produkt s\u00a0inovativn\u00edmi procesy, kter\u00fd v\u00e1s bude bavit a motivovat k\u00a0zdrav\u00e9mu \u017eivotu a z\u00e1rove\u0148 v\u00e1s nenech\u00e1 ve \u0161tychu, kdy\u017e se n\u011bco semele.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Inovace a nov\u00e9 trendy dnes hled\u00e1me a o\u010dek\u00e1v\u00e1me v\u0161ude. P\u0159i nakupov\u00e1n\u00ed, komunikaci, ve\u00a0slu\u017eb\u00e1ch, ale i\u00a0v\u00a0bance nebo poji\u0161\u0165ovn\u011b. Kdy\u017e v\u0161ak p\u0159ijde \u0159e\u010d na \u017eivotko, inovace nesta\u010d\u00ed. On-line sjedn\u00e1n\u00ed a \u0159e\u0161en\u00ed pojistn\u00fdch ud\u00e1lost\u00ed nebo elektronick\u00e1 komunikace je sice zn\u00e1mkou pokroku a trendu, ale kl\u00ed\u010dov\u00e9 je naj\u00edt spolehliv\u00e9ho a d\u016fv\u011bryhodn\u00e9ho partnera. Jak ale naj\u00edt \u017eivotko, kter\u00e9 je modern\u00ed  &#8230;<\/p>\n","protected":false},"author":54,"featured_media":5317,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[29],"tags":[110,120,38],"class_list":["post-5310","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pojisteni","tag-jednoduche-zivotni-pojisteni-online","tag-mutumutu","tag-online-pojisteni"],"_links":{"self":[{"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/posts\/5310","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/users\/54"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/comments?post=5310"}],"version-history":[{"count":4,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/posts\/5310\/revisions"}],"predecessor-version":[{"id":5314,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/posts\/5310\/revisions\/5314"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/media\/5317"}],"wp:attachment":[{"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/media?parent=5310"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/categories?post=5310"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/tags?post=5310"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}