{"id":5291,"date":"2023-11-02T16:36:56","date_gmt":"2023-11-02T15:36:56","guid":{"rendered":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/?p=5291"},"modified":"2024-01-17T20:06:44","modified_gmt":"2024-01-17T19:06:44","slug":"obmyslena-osoba-kdo-to-je-a-jak-s-ni-souvisi-dedictvi","status":"publish","type":"post","link":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/2023\/11\/02\/obmyslena-osoba-kdo-to-je-a-jak-s-ni-souvisi-dedictvi\/","title":{"rendered":"Obmy\u0161len\u00e1 osoba \u2013 kdo to je a jak s n\u00ed souvis\u00ed d\u011bdictv\u00ed?"},"content":{"rendered":"<p>&nbsp;<\/p>\n<p><b>Mluvit o smrti je v\u00a0na\u0161ich kon\u010din\u00e1ch st\u00e1le pon\u011bkud tabu. Ale jednou v\u00a0roce, na \u201edu\u0161i\u010dky\u201c, kdy zap\u00e1l\u00edme sv\u00ed\u010dku a vzpom\u00edn\u00e1me na sv\u00e9 bl\u00edzk\u00e9, je ochota mluvit o smrti v\u011bt\u0161\u00ed. Poj\u010fme toho vyu\u017e\u00edt a vysv\u011btlit si p\u00e1r d\u016fle\u017eit\u00fdch pojm\u016f, kter\u00e9 se t\u00fdkaj\u00ed \u017eivotn\u00edho poji\u0161t\u011bn\u00ed. \u0158e\u010d bude o obmy\u0161len\u00e9 osob\u011b a v\u00fdplat\u011b pen\u011bz z\u00a0poji\u0161t\u011bn\u00ed i z\u00a0d\u011bdictv\u00ed.<\/b><\/p>\n<h2><b>Kdo je obmy\u0161len\u00e1 osoba<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Nej\u010dast\u011bj\u0161\u00edm d\u016fvodem, pro\u010d se sjedn\u00e1v\u00e1 \u017eivotn\u00ed poji\u0161t\u011bn\u00ed, je obava o nejbli\u017e\u0161\u00ed a snaha zajistit jejich \u017eivotn\u00ed standard, kter\u00fd z\u00e1vis\u00ed i na va\u0161em p\u0159\u00edjmu. A pro\u00a0tento \u00fa\u010del slou\u017e\u00ed v\u00a0pojistn\u00e9 smlouv\u011b takzvan\u00e1 obmy\u0161len\u00e1 osoba. Tedy osoba, kter\u00e9 budou vyplaceny pen\u00edze z\u00a0pojistky v p\u0159\u00edpad\u011b, \u017ee um\u0159ete.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Obmy\u0161lenou osobu m\u016f\u017eete ur\u010dit konkr\u00e9tn\u011b jm\u00e9nem, lze ji ale tak\u00e9 ur\u010dit pouze vztahem k\u00a0v\u00e1m. Nap\u0159\u00edklad kdy\u017e uvedete, \u017ee obmy\u0161len\u00fdmi osobami jsou va\u0161e d\u011bti, pen\u00edze budou vyplaceny v\u0161em va\u0161im d\u011btem ve stejn\u00e9m pod\u00edlu.<\/span><\/p>\n<h2><b>Pro\u010d m\u00edt obmy\u0161lenou osobu?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">\u0158\u00edk\u00e1te si, \u017ee ur\u010den\u00ed obmy\u0161len\u00e9 osoby je zbyte\u010dnost? \u017divotn\u00ed poji\u0161t\u011bn\u00ed sjedn\u00e1v\u00e1te proto, abyste sv\u00e9 bl\u00edzk\u00e9 ochr\u00e1nili od situac\u00ed, kdy jim ze \u017eivota vypadne v\u00e1\u0161 p\u0159\u00edjem. Poji\u0161t\u011bn\u00ed se m\u016f\u017ee hodit taky k tomu, abyste rodinu nep\u0159ipravili o \u00faspory, a\u017e budou \u0159e\u0161it pr\u00e1vn\u00ed n\u00e1le\u017eitosti spojen\u00e9 s va\u0161\u00ed smrt\u00ed.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ne\u017e se toti\u017e v\u0161e vypo\u0159\u00e1d\u00e1, m\u016f\u017ee to trvat klidn\u011b i \u0161est m\u011bs\u00edc\u016f. A po tu dobu bude v\u00e1\u0161 bankovn\u00ed \u00fa\u010det zablokov\u00e1n. Bez poji\u0161t\u011bn\u00ed smrti a ur\u010den\u00ed obmy\u0161len\u00e9 osoby v\u0161echny n\u00e1klady na pr\u00e1vn\u00ed \u00fakony, b\u011b\u017en\u00fd \u017eivot a poh\u0159eb p\u016fjdou za va\u0161imi bl\u00edzk\u00fdmi. Takov\u00fd \u201eposledn\u00ed d\u00e1rek\u201c pro n\u011b m\u016f\u017ee b\u00fdt hodn\u011b n\u00e1ro\u010dn\u00fd.\u00a0<\/span><\/p>\n<hr \/>\n<p style=\"text-align: center;\"><i><span style=\"font-weight: 400;\">P\u0159esv\u011bd\u010dili jsme v\u00e1s, \u017ee poji\u0161t\u011bn\u00ed se v\u00e1m (a va\u0161im bl\u00edzk\u00fdm) m\u016f\u017ee hodit? U n\u00e1s se zvl\u00e1dnete pojistit sami. Pokud chcete nejd\u0159\u00edv v\u011bd\u011bt, kolik v\u00e1s takov\u00e9 poji\u0161t\u011bn\u00ed m\u016f\u017ee st\u00e1t, m\u016f\u017eete si ho spo\u010d\u00edtat v na\u0161\u00ed online kalkula\u010dce. Do 2 minut budete m\u00edt jasno.\u00a0<\/span><\/i><\/p>\n<p style=\"text-align: center;\"><a href=\"https:\/\/www.mutumutu.cz\/kalkulacka\/uvod\"><span style=\"font-weight: 400;\"><div class='short-code-mutu-button-wrapper'><a target='_blank' class='big-mutu-button short-code-mutu-button' href='https:\/\/www.mutumutu.cz\/kalkulacka\/uvod'>Spo\u010d\u00edtat poji\u0161t\u011bn\u00ed<\/a><\/div><\/span><\/a><\/p>\n<p style=\"text-align: center;\"><i><span style=\"font-weight: 400;\">Pro ty, co si o t\u00e9matu pot\u0159ebuj\u00ed je\u0161t\u011b n\u011bco zjistit, m\u00e1me je\u0161t\u011b p\u00e1r informac\u00ed n\u00ed\u017ee.\u00a0<\/span><\/i><\/p>\n<hr \/>\n<h2><b>Jak ur\u010dit obmy\u0161lenou osobu?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Obmy\u0161lenou osobu m\u016f\u017ee b\u00fdt kdokoliv, koho chcete po sv\u00e9 smrti zaopat\u0159it.\u00a0 Ale nej\u010dast\u011bji to jsou:<\/span><\/p>\n<ul>\n<li aria-level=\"1\">Man\u017eel\/ka nebo \u017eivotn\u00ed partner\/ka, kte\u0159\u00ed jsou nejv\u00edce z\u00e1visl\u00ed na va\u0161em p\u0159\u00edjmu<\/li>\n<li aria-level=\"1\">D\u011bti, kter\u00fdm chcete dop\u0159\u00e1t kvalitn\u00ed vzd\u011bl\u00e1n\u00ed a bezpe\u010dn\u00fd \u017eivot<\/li>\n<li aria-level=\"1\">Rodi\u010de a sourozenci, na kter\u00e9 mysl\u00ed p\u0159edev\u0161\u00edm mlad\u00ed a nezadan\u00ed<\/li>\n<li aria-level=\"1\">P\u0159\u00e1tel\u00e9, kter\u00e9 \u010dasto uv\u00e1d\u011bj\u00ed lid\u00e9 bez bl\u00edzk\u00e9 rodiny<\/li>\n<li aria-level=\"1\">Obchodn\u00ed partne\u0159i, pokud v\u00e1m z\u00e1le\u017e\u00ed na kontinuit\u011b businessu, kter\u00fd jste vybudovali<\/li>\n<li aria-level=\"1\">Charitativn\u00ed organizace, pokud nem\u00e1te nikoho, kdo je na v\u00e1s z\u00e1visl\u00fd a r\u00e1di podpo\u0159\u00edte dobrou v\u011bc<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Obmy\u0161len\u00fdch osob m\u016f\u017eete ur\u010dit i v\u00edce. Je mo\u017en\u00e9 stanovit i pod\u00edl, jak\u00fdm m\u00e1 b\u00fdt mezi n\u011b pln\u011bn\u00ed rozd\u011bleno.\u00a0 V\u00a0pojistn\u00e9 smlouv\u011b pak ur\u010d\u00edte procentem ka\u017ed\u00e9mu jeho n\u00e1rok. Pojistnou \u010d\u00e1stku nemus\u00edte d\u011blit rovn\u00fdm d\u00edlem. Ka\u017ed\u00e9 obmy\u0161len\u00e9 osob\u011b m\u016f\u017eete ur\u010dit jin\u00e9 procento, ale sou\u010det za v\u0161echny obmy\u0161len\u00e9 osoby mus\u00ed b\u00fdt v\u017edy 100 procent. Pokud procentn\u00ed pod\u00edl nestanov\u00edte, pln\u011bn\u00ed se rozd\u011bl\u00ed rovn\u00fdm d\u00edlem mezi v\u0161echny obmy\u0161len\u00e9 osoby.\u00a0<\/span><\/p>\n<h2><b>\u010cty\u0159i nej\u010dast\u011bj\u0161\u00ed chyby p\u0159i ur\u010dov\u00e1n\u00ed obmy\u0161len\u00e9 osoby<\/b><\/h2>\n<p><strong>1. Neaktu\u00e1ln\u00ed obmy\u0161len\u00e9 osoby<br \/>\n<\/strong><span style=\"font-weight: 400;\">Kdy\u017e si sv\u00e9 prvn\u00ed \u017eivotn\u00ed poji\u0161t\u011bn\u00ed z\u0159\u00edd\u00edte v 18 letech, jako obmy\u0161len\u00e9 osoby zvol\u00edte zpravidla \u00a0rodi\u010de \u010di sourozence. Ale po 20 letech, kdy u\u017e m\u00e1te t\u0159eba man\u017eela \u010di man\u017eelku a d\u011bti, u\u017e takov\u00e9 poji\u0161t\u011bn\u00ed nemus\u00ed b\u00fdt aktu\u00e1ln\u00ed. Kdyby se v\u00e1m n\u011bco stalo, pen\u00edze by sice dostali rodi\u010de, ale ti nejd\u016fle\u017eit\u011bj\u0161\u00ed, kte\u0159\u00ed jsou na va\u0161em p\u0159\u00edjmu z\u00e1visl\u00ed, by ostrouhali.<\/span><\/p>\n<p><b>Nezapom\u00ednejte proto pravideln\u011b aktualizovat \u017eivotn\u00ed poji\u0161t\u011bn\u00ed a obmy\u0161lenou osobu. Ide\u00e1ln\u011b s\u00a0ka\u017edou \u017eivotn\u00ed zm\u011bnou.<\/b><\/p>\n<p><strong>2. Nedostate\u010dn\u011b konkr\u00e9tn\u00ed<br \/>\n<\/strong><span style=\"font-weight: 400;\">Obmy\u0161lenou osobu m\u016f\u017eete ur\u010dit i pouze vztahem. Nap\u0159\u00edklad uvedete, \u017ee obmy\u0161lenou osobou je \u201eman\u017eelka\u201c. V takov\u00e9m p\u0159\u00edpad\u011b pen\u00edze z\u00a0pojistky dostane va\u0161e aktu\u00e1ln\u00ed man\u017eelka a ne ex-man\u017eelka.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pozor na vztahy \u201ena ps\u00ed kn\u00ed\u017eku\u201c. Kdy\u017e v\u00a0pojistn\u00e9 smlouv\u011b uvedete jako obmy\u0161lenou osobu dru\u017eku, bude muset dok\u00e1zat, \u017ee je skute\u010dn\u011b va\u0161e p\u0159\u00edtelkyn\u011b. A pokud nebydl\u00ed na stejn\u00e9 adrese a neplat\u00ed spole\u010dn\u00e9 \u00fa\u010dty, probl\u00e9m je na sv\u011bt\u011b.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Kdy\u017e stanovujete obmy\u0161lenou osobu, chcete, aby pen\u00edze z\u00a0pojistky dostala co nejd\u0159\u00edv. Ujist\u011bte se proto, \u017ee jste poji\u0161\u0165ovn\u011b poskytli dostate\u010dn\u00e9 a aktu\u00e1ln\u00ed kontaktn\u00ed \u00fadaje, aby se s\u00a0osobou mohla poji\u0161\u0165ovna co nejd\u0159\u00edv spojit.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Kdy\u017e jako obmy\u0161lenou osobu stanovujete nevl\u00e1dn\u00ed organizaci, \u00fatulek nebo obchodn\u00ed firmu, nezapome\u0148te uv\u00e9st p\u0159edev\u0161\u00edm jej\u00ed I\u010cO.<\/span><\/p>\n<p><b>3. Pr\u00e1vn\u011b nezp\u016fsobil\u00e9 osoby<br \/>\n<\/b>Jestli je jako obmy\u0161len\u00e1 osoba ve va\u0161\u00ed pojistce uvedeno nezletil\u00e9 d\u00edt\u011b, pln\u011bn\u00ed bude vyplaceno jeho z\u00e1konn\u00e9mu z\u00e1stupci. Pokud pl\u00e1nujete, \u017ee prvn\u00ed p\u016flku pen\u011bz d\u00edt\u011b dostane hned a druhou a\u017e v\u00a018 letech, tak s\u00a0t\u00edm v\u00e1m poji\u0161\u0165ovna nepom\u016f\u017ee. Kdy\u017e m\u00e1te jasnou p\u0159edstavu o tom, jak m\u00e1 b\u00fdt s\u00a0pen\u011bzi z\u00a0pojistky pro va\u0161e nezletil\u00e9 d\u011bti nalo\u017eeno, mus\u00edte to definovat v\u00a0z\u00e1v\u011bti, kterou podep\u00ed\u0161ete u not\u00e1\u0159e. Poji\u0161\u0165ovna m\u016f\u017ee jen vyplatit pln\u011bn\u00ed osob\u011b, kter\u00e1 na n\u011bj m\u00e1 n\u00e1rok.<\/p>\n<p><strong>4. Obmy\u0161len\u00fd nev\u00ed, \u017ee je obmy\u0161len\u00fd<br \/>\n<\/strong><span style=\"font-weight: 400;\">Kdy\u017e u\u017e si d\u00e1te tu pr\u00e1ci, \u017ee se pojist\u00edte a zajist\u00edte tak sv\u00e9 bl\u00edzk\u00e9, nezapome\u0148te je o tom informovat. \u0158ekn\u011bte jim, u kter\u00e9 poji\u0161\u0165ovny a na jakou \u010d\u00e1stku jste poji\u0161t\u011bni. Uka\u017ete jim, kde najdou pojistnou smlouvu nebo jim alespo\u0148 sd\u011blte \u010d\u00edslo pojistky a jak a kdy mohou poji\u0161\u0165ovn\u011b ozn\u00e1mit pojistnou ud\u00e1lost.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A nemus\u00edte se b\u00e1t ani situace, kdy se dokumenty po va\u0161em odchodu ztrat\u00ed a obmy\u0161len\u00e1 osoba o pojistce ani nev\u00ed. Nej\u010dast\u011bji se poji\u0161\u0165ovna dozv\u00ed o smrti sv\u00e9ho klienta od not\u00e1\u0159e, kter\u00fd vy\u0159izuje poz\u016fstalost. Nebo na to p\u0159ijde ve chv\u00edli, kdy se j\u00ed vr\u00e1t\u00ed korespondence, kterou klientovi zaslala. P\u0159\u00edpadn\u011b je vr\u00e1ceno pojistn\u00e9 pln\u011bn\u00ed, kter\u00e9 poji\u0161\u0165ovna vyplatila na ji\u017e zablokovan\u00fd bankovn\u00ed \u00fa\u010det.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Poji\u0161\u0165ovna v\u00a0takov\u00e9m p\u0159\u00edpad\u011b nahl\u00ed\u017e\u00ed do registru obyvatel a n\u00e1sledn\u011b kontaktuje obmy\u0161len\u00e9 osoby uveden\u00e9 v\u00a0pojistn\u00e9 smlouv\u011b. Pokud je nelze kontaktovat nap\u0159\u00edmo (proto\u017ee je zem\u0159el\u00fd neuvedl dostate\u010dn\u011b konkr\u00e9tn\u011b), zji\u0161\u0165uje kontaktn\u00ed \u00fadaje p\u0159es not\u00e1\u0159e pov\u011b\u0159en\u00e9ho d\u011bdick\u00fdm \u0159\u00edzen\u00edm. Pen\u00edze z pojistky nakonec bl\u00edzk\u00fdm doputuj\u00ed, jen to bude trvat o trochu d\u00e9le.<\/span><\/p>\n<h2><b>Co kdy\u017e neuvedete \u017e\u00e1dnou obmy\u0161lenou osobu<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Obmy\u0161lenou osobu m\u016f\u017eete, ale taky nemus\u00edte ur\u010dit. Pokud zvol\u00edte druhou cestu, o v\u00fdplat\u011b pen\u011bz rozhoduje poji\u0161\u0165ovna podle <\/span><a href=\"https:\/\/www.kurzy.cz\/zakony\/89-2012-obcansky-zakonik\/paragraf-2831\/\"><span style=\"font-weight: 400;\">ob\u010dansk\u00e9ho z\u00e1kon\u00edku<\/span><\/a><span style=\"font-weight: 400;\">. Ten \u0159\u00edk\u00e1, \u017ee pln\u011bn\u00ed v\u00a0tomto p\u0159\u00edpad\u011b n\u00e1le\u017e\u00ed man\u017eelovi \u010di man\u017eelce. V\u00a0p\u0159\u00edpad\u011b, \u017ee man\u017eel nebo man\u017eelka ji\u017e nejsou, n\u00e1le\u017e\u00ed pln\u011bn\u00ed d\u011btem. Pokud nejsou po zem\u0159el\u00e9m ani d\u011bti, pln\u011bn\u00ed dostanou rodi\u010de. A kdy\u017e u\u017e nejsou ani rodi\u010de, pln\u011bn\u00ed vstupuje do d\u011bdick\u00e9ho \u0159\u00edzen\u00ed. Obdobn\u011b se postupuje, kdy\u017e uveden\u00e9 obmy\u0161len\u00e9 osoby ji\u017e nejsou mezi \u017eiv\u00fdmi.<\/span><\/p>\n<hr \/>\n<p style=\"text-align: center;\"><i><span style=\"font-weight: 400;\">Ne\u017e se rozhodnete o tom, kdo bude va\u0161\u00ed obmy\u0161lenou osobou, zva\u017ete aktu\u00e1ln\u00ed i budouc\u00ed finan\u010dn\u00ed situaci. Va\u0161e rozhodnut\u00ed pravideln\u011b p\u0159ehodnocujte a aktualizujte v\u00a0pojistn\u00e9 smlouv\u011b.\u00a0<\/span><\/i><\/p>\n<p style=\"text-align: center;\"><i><span style=\"font-weight: 400;\">V\u00fdb\u011br obmy\u0161len\u00e9 osoby je jen jedn\u00edm z\u00a0mnoha krok\u016f p\u0159i sjedn\u00e1v\u00e1n\u00ed \u017eivotn\u00edho poji\u0161t\u011bn\u00ed. N\u00e1\u0161 <\/span><\/i><a href=\"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/2021\/03\/24\/jak-funguje-zivotni-pojisteni\/\"><i><span style=\"font-weight: 400;\">ultim\u00e1tn\u00ed pr\u016fvodce<\/span><\/i><\/a><i><span style=\"font-weight: 400;\"> k\u00a0fungov\u00e1n\u00ed \u017eivotn\u00edho poji\u0161t\u011bn\u00ed v\u00e1m porad\u00ed, jak se spr\u00e1vn\u011b pojistit. A pak ji\u017e hrav\u011b zvl\u00e1dnete sjednat poji\u0161t\u011bn\u00ed sami, online a za p\u00e1r minut.\u00a0<\/span><\/i><\/p>\n<p style=\"text-align: center;\"><a href=\"https:\/\/www.mutumutu.cz\/kalkulacka\/uvod\"><span style=\"font-weight: 400;\"><div class='short-code-mutu-button-wrapper'><a target='_blank' class='big-mutu-button short-code-mutu-button' href='https:\/\/www.mutumutu.cz\/kalkulacka\/uvod'>Sjednat poji\u0161t\u011bn\u00ed<\/a><\/div><\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; Mluvit o smrti je v\u00a0na\u0161ich kon\u010din\u00e1ch st\u00e1le pon\u011bkud tabu. Ale jednou v\u00a0roce, na \u201edu\u0161i\u010dky\u201c, kdy zap\u00e1l\u00edme sv\u00ed\u010dku a vzpom\u00edn\u00e1me na sv\u00e9 bl\u00edzk\u00e9, je ochota mluvit o smrti v\u011bt\u0161\u00ed. Poj\u010fme toho vyu\u017e\u00edt a vysv\u011btlit si p\u00e1r d\u016fle\u017eit\u00fdch pojm\u016f, kter\u00e9 se t\u00fdkaj\u00ed \u017eivotn\u00edho poji\u0161t\u011bn\u00ed. \u0158e\u010d bude o obmy\u0161len\u00e9 osob\u011b a v\u00fdplat\u011b pen\u011bz z\u00a0poji\u0161t\u011bn\u00ed i z\u00a0d\u011bdictv\u00ed. Kdo  &#8230;<\/p>\n","protected":false},"author":49,"featured_media":5292,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[29],"tags":[475,216],"class_list":["post-5291","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pojisteni","tag-pojisteni-smrti","tag-zivotni-pojisteni"],"_links":{"self":[{"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/posts\/5291","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/users\/49"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/comments?post=5291"}],"version-history":[{"count":12,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/posts\/5291\/revisions"}],"predecessor-version":[{"id":5304,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/posts\/5291\/revisions\/5304"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/media\/5292"}],"wp:attachment":[{"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/media?parent=5291"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/categories?post=5291"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/tags?post=5291"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}