{"id":5178,"date":"2023-06-16T16:10:41","date_gmt":"2023-06-16T14:10:41","guid":{"rendered":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/?p=5178"},"modified":"2023-06-21T22:05:29","modified_gmt":"2023-06-21T20:05:29","slug":"to-nejlepsi-velka-pojistovna-inovativni-startup-zivotni-pojisteni-mutumutu-je-soucasti-kb-pojistovny","status":"publish","type":"post","link":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/2023\/06\/16\/to-nejlepsi-velka-pojistovna-inovativni-startup-zivotni-pojisteni-mutumutu-je-soucasti-kb-pojistovny\/","title":{"rendered":"To nejlep\u0161\u00ed z velk\u00e9 poji\u0161\u0165ovny i inovativn\u00edho startupu. Mutumutu poji\u0161t\u011bn\u00ed je sou\u010d\u00e1st\u00ed KB Poji\u0161\u0165ovny"},"content":{"rendered":"

 <\/p>\n

Mutumutu vzniklo jako startup projekt a \u010dty\u0159i roky upev\u0148ovalo svou pozici na \u010desk\u00e9m poji\u0161\u0165ov\u00e1ckem trhu. Dnes je ji\u017e \u017eivotn\u00ed poji\u0161t\u011bn\u00ed Mutumutu sou\u010d\u00e1st\u00ed KB Poji\u0161\u0165ovny, ale st\u00e1le s\u00a0du\u0161\u00ed startupu z\u00edsk\u00e1v\u00e1 nov\u00e9 a pe\u010duje o st\u00e1vaj\u00edc\u00ed klienty. Spojen\u00edm startupu se stabiln\u00edm korpor\u00e1tem p\u0159in\u00e1\u0161\u00ed pro klienty Mutumutu mnoho v\u00fdhod. Zjist\u011bte jak\u00e9.\u00a0<\/b><\/p>\n

Mutumutu jsme stav\u011bli s t\u00fdmem odborn\u00edk\u016f, kte\u0159\u00ed se poji\u0161t\u011bn\u00ed v\u011bnuj\u00ed v\u00edce ne\u017e dvacet let. D\u00edky nim \u2013 ale p\u0159edev\u0161\u00edm d\u00edky v\u00e1m \u2013 jsme v\u011bd\u011bli, co v\u0161echno u \u017eivotn\u00edho poji\u0161t\u011bn\u00ed lidi tr\u00e1p\u00ed. Proto jsme se rozhodli vytvo\u0159it jednoduch\u00e9, srozumiteln\u00e9, a p\u0159edev\u0161\u00edm funguj\u00edc\u00ed \u017eivotn\u00ed poji\u0161t\u011bn\u00ed, kter\u00e9 si \u010dlov\u011bk dok\u00e1\u017ee sjednat snadno s\u00e1m a online.<\/span><\/p>\n

Jak to cel\u00e9 za\u010dalo?<\/b><\/h2>\n

Ne\u017e dostal koncept Mutumutu jasn\u00e9 obrysy, p\u0159edch\u00e1zelo tomu mnoho v\u00fdzkum\u016f, rozhovor\u016f s klienty r\u016fzn\u00fdch poji\u0161\u0165oven i testov\u00e1n\u00ed odli\u0161n\u00fdch koncept\u016f. Bylo d\u016fle\u017eit\u00e9 nestav\u011bt jen na znalostech produktov\u00fdch mana\u017eer\u016f, ale hlavn\u011b na zku\u0161enostech a n\u00e1zorech potenci\u00e1ln\u00edch klient\u016f. Proto prob\u011bhlo mnoho diskuz\u00ed o tom, co klienty tr\u00e1p\u00ed, co jim v poji\u0161t\u011bn\u00ed chyb\u00ed a co by jim ud\u011blalo radost.<\/span><\/p>\n

Koncept nov\u00e9ho poji\u0161t\u011bn\u00ed byl u\u017e pak docela rychle hotov\u00fd. A na \u0159adu p\u0159i\u0161la realizace. Vznikl startup Mutumutu a oslovil poji\u0161\u0165ovny, kter\u00e9 u\u017e poji\u0161t\u011bn\u00ed na \u010desk\u00e9m trhu poji\u0161t\u011bn\u00ed nab\u00edzej\u00ed. Na spolupr\u00e1ci k\u00fdvla KB Poji\u0161\u0165ovna a spole\u010dn\u011b vytvo\u0159ily poji\u0161t\u011bn\u00ed Mutumutu, kter\u00e9 kryje jen to nejd\u016fle\u017eit\u011bj\u0161\u00ed: v\u00e1\u0161 \u017eivot a p\u0159\u00edjmy v p\u0159\u00edpad\u011b nemoci nebo \u00farazu. Se\u0161krtaly v\u00fdluky na minimum a vymyslely jednoduch\u00fd zp\u016fsob sjedn\u00e1n\u00ed, kter\u00fd je nav\u00edc cel\u00fd online. A tak\u00e9 vznikl prvn\u00ed preven\u010dn\u00ed program na \u010desk\u00e9mu trhu \u2013 klient\u016fm vrac\u00ed na \u00fa\u010det a\u017e 30 % pojistn\u00e9ho, kdy\u017e se h\u00fdbou a \u017eij\u00ed zdrav\u011b.<\/span><\/p>\n

Kolik vr\u00e1t\u00edme v\u00e1m<\/a><\/div><\/span><\/a><\/p>\n

Obdob\u00ed h\u00e1jen\u00ed<\/b><\/h2>\n

V\u00a0\u0159\u00edjnu 2018 si prvn\u00ed klienti mohli \u00fapln\u011b sami, online a b\u011bhem p\u00e1r minut sjednat \u017eivotn\u00ed poji\u0161t\u011bn\u00ed Mutumutu. Startup v\u00a0n\u00e1sleduj\u00edc\u00edch letech partner\u016fm a investor\u016fm dokazoval, \u017ee koncept online \u017eivotn\u00edho poji\u0161t\u011bn\u00ed d\u00e1v\u00e1 smysl a m\u00e1 opr\u00e1vn\u011bn\u00e9 m\u00edsto na poji\u0161\u0165ov\u00e1ck\u00e9m trhu. V\u011b\u0159\u00edme, \u017ee Mutumutu bylo inspirac\u00ed pro mnoh\u00e9 dal\u0161\u00ed online poji\u0161t\u011bn\u00ed, kter\u00e1 vznikla v\u00a0n\u00e1sleduj\u00edc\u00edch letech. V\u00a0obdob\u00ed covidu pak nejedna poji\u0161\u0165ovna implementovala obdobn\u00e9 postupy sjedn\u00e1n\u00ed, jak\u00e9 pou\u017e\u00edvalo Mutumutu, aby ust\u00e1la novou bezprecedentn\u00ed situaci a nep\u0159ich\u00e1zela o nov\u00e9 klienty.<\/p>\n

Mutumutu tak\u00e9 nasb\u00edralo p\u00e1r hezk\u00fdch cen doma i v zahrani\u010d\u00ed. V\u00a0roce 2021 nap\u0159\u00edklad v anket\u011b Zlat\u00e1 Koruna vyhr\u00e1lo 1. m\u00edsto v kategorii Fintech, 1. m\u00edsto v kategorii Startup v sout\u011b\u017ei WebTop100 a v roce 2019 ocen\u011bn\u00ed Nejlep\u0161\u00ed insurtech startup 2019 na konferenci Plug and Play v Mnichov\u011b.<\/p>\n

Flexibilita startupu i stabilita korpor\u00e1tu<\/b><\/h2>\n

Je to tak! Mutumutu se osv\u011bd\u010dilo. Na\u0161i klienti z\u00edskaj\u00ed v\u00fdhody poji\u0161t\u011bn\u00ed z d\u00edlny flexibiln\u00edho startupu a spolehliv\u00e9ho korpor\u00e1tu.<\/span><\/p>\n

KB Poji\u0161\u0165ovna jako stabiln\u00ed velk\u00e1 spole\u010dnost s mnohalet\u00fdmi zku\u0161enostmi p\u0159edstavuje jistotu, \u017ee kdy\u017e v\u00e1s potk\u00e1 ne\u0161t\u011bst\u00ed, <\/span>pen\u00edze budou vyplaceny rychle a spolehliv\u011b<\/b>. \u017de to je stabiln\u00ed a spolehliv\u00fd partner, dokazuje i to, \u017ee na trhu p\u016fsob\u00ed u\u017e od roku 1995. Od roku 2001 je \u010dlenem skupiny Soci\u00e9t\u00e9 G\u00e9n\u00e9rale. V anket\u011b <\/span>Hospod\u00e1\u0159sk\u00fdch novin<\/span><\/a> opakovan\u011b z\u00edsk\u00e1v\u00e1 ocen\u011bn\u00ed v kategorii Nejlep\u0161\u00ed \u017eivotn\u00ed poji\u0161\u0165ovna a Klientsky nejp\u0159\u00edv\u011btiv\u011bj\u0161\u00ed \u017eivotn\u00ed poji\u0161\u0165ovna.<\/span><\/p>\n

Ale poji\u0161t\u011bn\u00ed Mutumutu si zachov\u00e1v\u00e1 sv\u016fj startup p\u0159\u00edstup a to je z\u00e1rukou toho, \u017ee <\/span>v\u0161e bude fungovat p\u0159esn\u011b tak, jak to vyhovuje v\u00e1m<\/b>.<\/span> V\u017edy s v\u00e1mi budeme jednat <\/span>lidsky, jednodu\u0161e a srozumiteln\u011b<\/b>.<\/span> Proto\u017ee v\u017edy ud\u011bl\u00e1me, co budeme moci, aby byl ka\u017ed\u00fd n\u00e1\u0161 klient spokojen\u00fd.\u00a0<\/span><\/p>\n

Co to konkr\u00e9tn\u011b znamen\u00e1? Tak t\u0159eba \u017ee v\u017edycky hled\u00e1me cesty, jak pro v\u00e1s zjednodu\u0161it procesy, kter\u00e9 s poji\u0161t\u011bn\u00edm souvis\u00ed. V\u0161e, co jde, \u0159e\u0161\u00edme online a bez zbyte\u010dn\u00e9ho pap\u00edrov\u00e1n\u00ed. Nap\u0159\u00edklad kdy\u017e se rozhodnete poji\u0161t\u011bn\u00ed ukon\u010dit, nepot\u0159ebujeme \u017e\u00e1dnou p\u00edsemnou \u017e\u00e1dost. Nap\u00ed\u0161ete e-mail nebo zavol\u00e1te a na ukon\u010den\u00ed se domluv\u00edme.\u00a0<\/span><\/p>\n

Na\u0161i oper\u00e1to\u0159i na z\u00e1kaznick\u00e9 lince nepou\u017e\u00edvaj\u00ed p\u0159edem p\u0159ipraven\u00e9 v\u011bty, \u0161ablony ani vzory hovor\u016f \u2013mluv\u00ed s\u00a0v\u00e1mi tak jako s maminkou nebo kamar\u00e1dem. Tak, abyste v\u0161emu rozum\u011bli.\u00a0<\/span><\/p>\n

Poji\u0161t\u011bn\u00ed Mutumutu m\u00e1 jen <\/span>minimum v\u00fdluk<\/b>. Kryje velk\u00e9 mno\u017estv\u00ed nemoc\u00ed v r\u00e1mci poji\u0161t\u011bn\u00ed pracovn\u00ed neschopnosti v\u010detn\u011b takov\u00fdch, kter\u00e9 b\u00fdvaj\u00ed \u010dasto ve v\u00fdjimk\u00e1ch jin\u00fdch poji\u0161\u0165oven, jako jsou bolesti zad a v\u0161echny psychick\u00e9 nemoci. Nejen p\u00e1r diagn\u00f3z, pen\u00edze dostanete nap\u0159\u00edklad i za syndrom vyho\u0159en\u00ed. Poji\u0161t\u011bn\u00ed si nejen snadno sjedn\u00e1te, ale stejn\u011b <\/span>snadno ho m\u016f\u017eete do druh\u00e9ho dne ukon\u010dit<\/b>. A samoz\u0159ejm\u011b je \u00fapln\u011b bez poplatk\u016f.<\/span><\/p>\n

Co vlastn\u011b Mutumutu znamen\u00e1?<\/b><\/h2>\n

Sv\u00e9 jm\u00e9no Mutumutu z\u00edskalo z latinsk\u00e9ho slova <\/span>mutua<\/span><\/i> \u2013 vz\u00e1jemn\u00fd. Tato vz\u00e1jemnost se odr\u00e1\u017e\u00ed p\u0159edev\u0161\u00edm ve vztahu s na\u0161imi klienty. Proto\u017ee hlavn\u00edm pil\u00ed\u0159em poji\u0161t\u011bn\u00ed Mutumutu je to, \u017ee na\u0161i klienti dbaj\u00ed o sv\u00e9 zdrav\u00ed. <\/span>Studie dokazuj\u00ed<\/span><\/a>, \u017ee takov\u00ed lid\u00e9 maj\u00ed ni\u017e\u0161\u00ed riziko, \u017ee onemocn\u00ed. A proto z\u00e1kazn\u00edk\u016fm, kte\u0159\u00ed o sebe pe\u010duj\u00ed a staraj\u00ed se o sv\u00e9 zdrav\u00ed, vrac\u00edme zaslou\u017een\u011b \u010d\u00e1st zaplacen\u00e9ho pojistn\u00e9ho zp\u011bt na \u00fa\u010det. Vy n\u00e1m a my v\u00e1m. Vz\u00e1jemn\u011b.<\/span><\/p>\n

A co z toho budete m\u00edt vy?<\/b><\/h2>\n

S Mutumutu z\u00edsk\u00e1te v\u00fdhody oboj\u00edho. Stabilitu a spolehlivost velk\u00e9 korpor\u00e1tn\u00ed spole\u010dnosti a flexibilitu a inovativn\u00ed p\u0159\u00edstup typick\u00e9 pro startup. Jistotu, \u017ee kdy\u017e v\u00e1s potk\u00e1 ne\u0161t\u011bst\u00ed, dostanete bez vyt\u00e1\u010dek pen\u00edze, kter\u00e9 pot\u0159ebujete. A poji\u0161t\u011bn\u00ed, jemu\u017e budete rozum\u011bt a kter\u00e9 \u0161et\u0159\u00ed v\u00e1\u0161 \u010das i p\u0159\u00edrodu. Je toti\u017e online, bez pap\u00edr\u016f, bez pozn\u00e1mek pod \u010darou, bez n\u00e1tlaku, srozumiteln\u00e9, f\u00e9r, a nav\u00edc v\u00e1s motivuje k v\u011bt\u0161\u00edmu pohybu, zdrav\u011bj\u0161\u00edmu \u017eivotn\u00edmu stylu a kdo v\u00ed, t\u0159eba i k v\u00fdm\u011bn\u011b auta za kolo.<\/span><\/p>\n

\n

A nav\u00edc pro v\u00e1s m\u00e1me d\u00e1rek! Ka\u017ed\u00e9mu klientovi, kter\u00fd si sjedn\u00e1 na\u0161e online \u017eivotn\u00ed poji\u0161t\u011bn\u00ed do 30. \u010dervna 2023, darujeme voucher v\u00a0hodnot\u011b 3 000 K\u010d na n\u00e1kup sportovn\u00edch pot\u0159eb. Nakupte si novou sportovn\u00ed v\u00fdbavu, za\u010dn\u011bte sb\u00edrat body a vyu\u017eijte v\u00fdhody Mutumutu naplno.<\/i><\/p>\n

Spo\u010d\u00edtat pojistn\u00e9<\/a><\/div><\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

  Mutumutu vzniklo jako startup projekt a \u010dty\u0159i roky upev\u0148ovalo svou pozici na \u010desk\u00e9m poji\u0161\u0165ov\u00e1ckem trhu. Dnes je ji\u017e \u017eivotn\u00ed poji\u0161t\u011bn\u00ed Mutumutu sou\u010d\u00e1st\u00ed KB Poji\u0161\u0165ovny, ale st\u00e1le s\u00a0du\u0161\u00ed startupu z\u00edsk\u00e1v\u00e1 nov\u00e9 a pe\u010duje o st\u00e1vaj\u00edc\u00ed klienty. Spojen\u00edm startupu se stabiln\u00edm korpor\u00e1tem p\u0159in\u00e1\u0161\u00ed pro klienty Mutumutu mnoho v\u00fdhod. Zjist\u011bte jak\u00e9.\u00a0 Mutumutu jsme stav\u011bli s t\u00fdmem odborn\u00edk\u016f, …<\/p>\n","protected":false},"author":49,"featured_media":5186,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[29],"tags":[356,216],"class_list":["post-5178","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pojisteni","tag-komercni-pojistovna","tag-zivotni-pojisteni"],"_links":{"self":[{"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/posts\/5178","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/users\/49"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/comments?post=5178"}],"version-history":[{"count":7,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/posts\/5178\/revisions"}],"predecessor-version":[{"id":5185,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/posts\/5178\/revisions\/5185"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/media\/5186"}],"wp:attachment":[{"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/media?parent=5178"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/categories?post=5178"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/tags?post=5178"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}