{"id":3245,"date":"2020-03-12T19:11:58","date_gmt":"2020-03-12T18:11:58","guid":{"rendered":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/?p=3245"},"modified":"2021-02-01T11:46:17","modified_gmt":"2021-02-01T10:46:17","slug":"cesi-resi-zivotko-az-kdyz-jde-do-tuheho-vydesil-nas-koronavirus-i-smrt-zlateho-slavika","status":"publish","type":"post","link":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/2020\/03\/12\/cesi-resi-zivotko-az-kdyz-jde-do-tuheho-vydesil-nas-koronavirus-i-smrt-zlateho-slavika\/","title":{"rendered":"\u010ce\u0161i \u0159e\u0161\u00ed \u017eivotn\u00ed poji\u0161t\u011bn\u00ed, a\u017e kdy\u017e jde do tuh\u00e9ho. Vyd\u011bsil n\u00e1s koronavirus i smrt zlat\u00e9ho slav\u00edka"},"content":{"rendered":"

\u010ce\u0161i jsou skeptici, to je zn\u00e1m\u00e1 v\u011bc. A hned tak n\u011b\u010demu nev\u011b\u0159\u00ed, zvl\u00e1\u0161\u0165 pokud si to neum\u00ed moc p\u0159edstavit. Tak\u017ee se boj\u00edme autonehod a jin\u00fdch drastick\u00fdch \u00faraz\u016f, p\u0159itom 96 % invalidit zp\u016fsobuj\u00ed v\u00e1\u017en\u00e9 nemoci. I \u017eivotn\u00ed poji\u0161t\u011bn\u00ed<\/a> \u0159e\u0161\u00edme, a\u017e kdy\u017e mus\u00edme, nebo s n\u00e1mi n\u011bco v\u00e1\u017en\u011b ot\u0159ese. T\u0159eba kdy\u017e um\u0159e Karel Gott, kter\u00fd m\u011bl b\u00fdt p\u0159ece nesmrteln\u00fd! Nebo koronavirus…\u00a0<\/strong><\/p>\n

No v\u00e1\u017en\u011b, ned\u011bl\u00e1me si legraci. \u00damrt\u00ed zlat\u00e9ho slav\u00edka zvedlo po\u010det uzav\u0159en\u00fdch pojistek u Mutumutu<\/a> o stovky procent. Zn\u00ed to zvl\u00e1\u0161tn\u011b \u2013 jako by \u010ce\u0161i nev\u011b\u0159ili ani tomu, \u017ee opravdu nebudeme \u017e\u00edt v\u011b\u010dn\u011b<\/strong><\/span> a pot\u0159ebuj\u00ed se o tom \u010das od \u010dasu p\u0159esv\u011bd\u010dit v novin\u00e1ch. A\u017e kdy\u017e si ov\u011b\u0159\u00edme, \u017ee \u201enemoci nechod\u00ed po hor\u00e1ch, ale po lidech\u201c a \u017ee \u201ejednou tam mus\u00edme v\u0161ichni\u201c, najednou n\u00e1s napadne \u0159e\u0161it zaji\u0161t\u011bn\u00ed rodiny a bl\u00edzk\u00fdch.<\/span><\/p>\n

Jak to maj\u00ed v cizin\u011b?<\/h2>\n

U n\u00e1s je poji\u0161t\u011bn\u00ed \u010dasto nutn\u00e9 zlo. V zem\u00edch, kter\u00e9 jsou na tom ekonomicky l\u00e9pe, ho ale <\/span>ch\u00e1pou jako preventivn\u00ed opat\u0159en\u00ed. Ne\u0159e\u0161\u00ed ho, a\u017e kdy\u017e je pozd\u011b, ale z\u00e1sadn\u011b p\u0159edem. Je to prevence, kter\u00e1 \u010dlov\u011bka zajist\u00ed v p\u0159\u00edpad\u011b probl\u00e9m\u016f<\/strong><\/span> v budoucnu. V\u011bt\u0161ina poji\u0161t\u011bn\u00fdch ov\u0161em douf\u00e1, \u017ee k tomu nikdy nedojde. Tak\u017ee ani nevn\u00edmaj\u00ed jako ztr\u00e1tu, \u017ee pojistku t\u0159eba nikdy nevyu\u017eili. Sp\u00ed\u0161 naopak. M\u011bli to \u0161t\u011bst\u00ed.\u00a0<\/span><\/p>\n

V \u010cR jsou ov\u0161em nej\u010dast\u011bj\u0161\u00edmi impulzy pro sjedn\u00e1n\u00ed \u017eivotka<\/a> a\u017e n\u00e1ro\u010dn\u00e9 \u017eivotn\u00ed situace (hypot\u00e9ka, n\u00e1stup do zam\u011bstn\u00e1n\u00ed, narozen\u00ed d\u00edt\u011bte) nebo dokonce tragick\u00e9 okolnosti (v\u00e1\u017en\u00fd \u00faraz, onemocn\u011bn\u00ed, \u00famrt\u00ed v rodin\u011b). \u010ce\u0161i si zkr\u00e1tka sjedn\u00e1vaj\u00ed \u017eivotn\u00ed poji\u0161t\u011bn\u00ed<\/a><\/strong> <\/span>a\u017e ve chv\u00edl\u00edch, kdy se c\u00edt\u00ed ohro\u017eeni. Na rozd\u00edl od vysp\u011blej\u0161\u00edch zem\u00ed, kde je b\u011b\u017enou sou\u010d\u00e1st\u00ed standardu od chv\u00edle, kdy \u010dlov\u011bk za\u010dne b\u00fdt ekonomicky aktivn\u00ed. Podobn\u00e9 je to tam i s penzijn\u00edm p\u0159ipoji\u0161t\u011bn\u00edm a dal\u0161\u00edmi produkty.\u00a0<\/span><\/p>\n

Co s n\u00e1mi ud\u011bl\u00e1, kdy\u017e odejde legenda?<\/strong><\/h2>\n

V posledn\u00edch m\u011bs\u00edc\u00edch jsme z\u00e1sadn\u00ed n\u00e1r\u016fst z\u00e1jmu o \u017eivotn\u00ed poji\u0161t\u011bn\u00ed a po\u010dtu uzav\u0159en\u00fdch smluv zaznamenali p\u0159esn\u011b t\u0159ikr\u00e1t. Poprv\u00e9 kdy\u017e zem\u0159el Karel Gott, podruh\u00e9 s \u00famrt\u00edm p\u0159edsedy sen\u00e1tu Jaroslava Kubery a nakonec b\u011bhem posledn\u00edch p\u00e1r t\u00fddn\u016f, kdy se n\u00e1s pt\u00e1te, jestli se na\u0161e poji\u0161t\u011bn\u00ed vztahuje na onemocn\u011bn\u00ed koronavirem.\u00a0 \u00a0\u00a0<\/span><\/p>\n

\"\"
Karel Gott zem\u0159el po dlouh\u00e9 a v\u00e1\u017en\u00e9 nemoci 1. 10. 2019. Hned potom stoupl z\u00e1jem o \u017eivotn\u00ed poji\u0161t\u011bn\u00ed Mutumutu o stovky procent.<\/figcaption><\/figure>\n

A pojist\u00edte mi koronavirus?<\/strong><\/h2>\n

Stru\u010dn\u011b \u0159e\u010deno, pojist\u00edme.\u00a0\u201eSpeci\u00e1ln\u011b na koronavirus je denn\u011b zhruba deset dotaz\u016f. Ptaj\u00ed se nejenom potenci\u00e1ln\u00ed nebo nov\u00ed z\u00e1kazn\u00edci, ale i na\u0161i st\u00e1vaj\u00edc\u00ed klienti, kte\u0159\u00ed se v\u011bt\u0161inou cht\u011bj\u00ed <\/span><\/i>ujistit, \u017ee jsme ho nep\u0159idali do v\u00fdluk nebo n\u011bco takov\u00e9ho. M\u016f\u017eu v\u0161echny uklidnit<\/strong>,<\/span> \u017ee samoz\u0159ejm\u011b nep\u0159idali a na\u0161e poji\u0161t\u011bn\u00ed se na n\u011bj vztahuje<\/a>,\u201c<\/span><\/i>\u00a0potvrzuje M\u00ed\u0161a z linky p\u00e9\u010de o z\u00e1kazn\u00edky (ano, pr\u00e1v\u011b ta M\u00ed\u0161a, kterou zn\u00e1te i z na\u0161ich webov\u00fdch str\u00e1nek \u2013 nen\u00ed to \u017e\u00e1dn\u00fd robot schovan\u00fd za obr\u00e1zkem z fotobanky).<\/span><\/p>\n

Nov\u00fdm z\u00e1jemc\u016fm ale M\u00ed\u0161a p\u0159ipom\u00edn\u00e1, \u017ee Mutumutu<\/a> sice nem\u00e1 dlouh\u00e9 karen\u010dn\u00ed doby b\u011b\u017en\u00fdch poji\u0161\u0165oven od podpisu smlouvy do okam\u017eiku, kdy za\u010dne pojistka opravdu platit, ale rozhodn\u011b ho nen\u00ed mo\u017en\u00e9 uzav\u0159\u00edt a\u017e ve chv\u00edli, kdy na v\u00e1s n\u011bco leze<\/strong><\/span>, a pak cht\u00edt pojistku hned uplatnit. \u201eU pracovn\u00ed neschopnosti zp\u016fsoben\u00e9 nemoc\u00ed je nutn\u00fd odstup minim\u00e1ln\u011b 3 m\u011bs\u00edce,\u201c<\/span><\/i>\u00a0up\u0159es\u0148uje.<\/span><\/p>\n

Spo\u010d\u00edtat poji\u0161t\u011bn\u00ed<\/a><\/div><\/a><\/p>\n

Co kdy\u017e dojde na nejhor\u0161\u00ed?\u00a0<\/strong><\/h2>\n

\u201eMn\u011b se l\u00edb\u00ed, \u017ee lidi za norm\u00e1ln\u00edch okolnost\u00ed motivujeme ke sportu a obecn\u011b zdrav\u011bj\u0161\u00edmu \u017eivotn\u00edmu stylu<\/a>. Tak\u017ee si n\u011bjak nedok\u00e1\u017eu p\u0159edstavit, \u017ee by n\u011bkoho mohl k poji\u0161t\u011bn\u00ed u n\u00e1s motivovat fakt, \u017ee smrt<\/a> kryjeme hned od podeps\u00e1n\u00ed smlouvy<\/strong><\/span>,\u201c <\/span><\/i>\u0159\u00edk\u00e1 M\u00ed\u0161a. D\u016fle\u017eit\u011bj\u0161\u00ed je podle n\u00ed zm\u00ednit, \u017ee ani v p\u0159\u00edpad\u011b koronaviru by se poji\u0161t\u011bn\u00ed nevztahovalo na p\u0159\u00edpad, kdy \u010dlov\u011bk vycestoval do n\u011bkter\u00e9 ze zem\u00ed, do kter\u00fdch bylo v r\u00e1mci nouzov\u00e9ho stavu cestov\u00e1n\u00ed zak\u00e1z\u00e1no.<\/span><\/p>\n

Jako pracovn\u00ed neschopnost je mo\u017en\u00e9 br\u00e1t i karant\u00e9nu.<\/strong><\/span> A to dokonce v zahrani\u010d\u00ed, pokud byste uv\u00edzli n\u011bkde v hotelu na dovolen\u00e9.\u00a0<\/span>„V p\u0159\u00edpad\u011b poji\u0161t\u011bn\u00ed Mutumutu<\/a> by ale ta karant\u00e9na musela trvat d\u00e9le ne\u017e 60 dn\u00ed, proto\u017ee my hrad\u00edme a\u017e z\u00e1sadn\u00ed, dlouhodob\u00e9 v\u00fdpadky p\u0159\u00edjmu,\u201c<\/span><\/i> upozor\u0148uje M\u00ed\u0161a. S<\/span>ituace, kdy z\u00e1kazn\u00edky ochrann\u00e1 opat\u0159en\u00ed donut\u00ed prodlou\u017eit si dovolenou o t\u00fdden nebo dva, by ostatn\u011b m\u011blo pokr\u00fdt dobr\u00e9 cestovn\u00ed poji\u0161t\u011bn\u00ed.\u00a0<\/span><\/p>\n

\u017divotn\u00ed poji\u0161t\u011bn\u00ed<\/a> je zkr\u00e1tka standardn\u00ed sou\u010d\u00e1st finan\u010dn\u00edho zaji\u0161t\u011bn\u00ed, kter\u00e9 je pot\u0159eba \u0159e\u0161it u\u017e ve chv\u00edli, kdy se nic ned\u011bje<\/a>. Proto\u017ee jakkoli to zn\u00ed ban\u00e1ln\u011b, pak u\u017e je pozd\u011b.
\n<\/strong><\/p>\n

\n

N\u00e1hl\u00e9 \u017eivotn\u00ed zvraty \u010dlov\u011bk nikdy ne\u010dek\u00e1. M\u016f\u017ee se to st\u00e1t, i kdy\u017e sportujete a j\u00edte zdrav\u011b. Jednoduch\u00e9 online \u017eivotn\u00ed poji\u0161t\u011bn\u00ed Mutumutu<\/a> v\u00e1s na eventu\u00e1ln\u00ed v\u00fdpadek p\u0159\u00edjm\u016f pojist\u00ed. Tak\u017ee pak v nemoci, kdy m\u00e1te hlavu plnou jin\u00fdch starost\u00ed, nemus\u00edte \u0159e\u0161it finance. A m\u016f\u017eete si udr\u017eet finan\u010dn\u00ed standard jako d\u0159\u00edv.<\/i><\/b><\/p>\n

Co poji\u0161\u0165ujeme<\/a><\/div><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

\u010ce\u0161i jsou skeptici, to je zn\u00e1m\u00e1 v\u011bc. A hned tak n\u011b\u010demu nev\u011b\u0159\u00ed, zvl\u00e1\u0161\u0165 pokud si to neum\u00ed moc p\u0159edstavit. Tak\u017ee se boj\u00edme autonehod a jin\u00fdch drastick\u00fdch \u00faraz\u016f, p\u0159itom 96 % invalidit zp\u016fsobuj\u00ed v\u00e1\u017en\u00e9 nemoci. I \u017eivotn\u00ed poji\u0161t\u011bn\u00ed \u0159e\u0161\u00edme, a\u017e kdy\u017e mus\u00edme, nebo s n\u00e1mi n\u011bco v\u00e1\u017en\u011b ot\u0159ese. T\u0159eba kdy\u017e um\u0159e Karel Gott, kter\u00fd m\u011bl b\u00fdt …<\/p>\n","protected":false},"author":7,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[29,432,30,5],"tags":[437,301,110,436,120,61,59,40,66],"class_list":["post-3245","post","type-post","status-publish","format-standard","hentry","category-pojisteni","category-zakaznici","category-zdravi","category-zivotni-styl","tag-covid-19","tag-invalidita","tag-jednoduche-zivotni-pojisteni-online","tag-koronavirus","tag-mutumutu","tag-pojisteni-proti-vypadku-prijmu","tag-pojisteni-zivota","tag-zdravi","tag-zivotni-pojisteni-online"],"_links":{"self":[{"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/posts\/3245","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/comments?post=3245"}],"version-history":[{"count":0,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/posts\/3245\/revisions"}],"wp:attachment":[{"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/media?parent=3245"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/categories?post=3245"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/tags?post=3245"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}