{"id":2546,"date":"2019-09-11T09:00:57","date_gmt":"2019-09-11T07:00:57","guid":{"rendered":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/?p=2546"},"modified":"2025-09-25T19:52:18","modified_gmt":"2025-09-25T17:52:18","slug":"milenial-a-zivotni-pojisteni","status":"publish","type":"post","link":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/2019\/09\/11\/milenial-a-zivotni-pojisteni\/","title":{"rendered":"Je moc drah\u00e9, poji\u0161\u0165ovny m\u011b necht\u011bj\u00ed a dal\u0161\u00ed mileni\u00e1lsk\u00e9 m\u00fdty o \u017eivotn\u00edm poji\u0161t\u011bn\u00ed"},"content":{"rendered":"<p><b>\u017divotn\u00edmu poji\u0161t\u011bn\u00ed moc nev\u011b\u0159\u00ed. Mysl\u00ed si, \u017ee si ho nem\u016f\u017eou dovolit. Nebo na n\u011bj nemysl\u00ed v\u016fbec. Mileni\u00e1l\u016fm p\u0159itom \u201ebodne\u201c \u00fapln\u011b stejn\u011b jako ostatn\u00edm.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">O tom, jak \u017eivotn\u00ed poji\u0161t\u011bn\u00ed funguje, toho mileni\u00e1lov\u00e9 v\u011bd\u00ed m\u00e9n\u011b ne\u017e jejich rodi\u010de, prarodi\u010de i o deset let star\u0161\u00ed kolegov\u00e9. Zjistila to americk\u00e1 slu\u017eba <\/span><a href=\"https:\/\/www.bestliferates.org\/life-insurance-statistics\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">BestLifeRates.org<\/span><\/a><span style=\"font-weight: 400;\">, kter\u00e1 porovnala asi des\u00edtku studi\u00ed a statistik o tom, jak to s poji\u0161t\u011bn\u00edm maj\u00ed jednotliv\u00e9 generace. Mileni\u00e1lsk\u00e9mu kli\u0161\u00e9 se nevyhneme <\/span><span style=\"font-weight: 400;\">\u2013<\/span><span style=\"font-weight: 400;\"> uk\u00e1zalo se, \u017ee i v t\u00e9hle oblasti se mohou pochlubit \u0159adou v\u00fdrazn\u00fdch specifik.<\/span><\/p>\n<h2><b>1 Netu\u0161\u00ed, kolik \u017eivotn\u00ed poji\u0161t\u011bn\u00ed stoj\u00ed<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">V pr\u016fzkumech se b\u011b\u017en\u011b st\u00e1v\u00e1, \u017ee lid\u00e9 odhaduj\u00ed mnohem vy\u0161\u0161\u00ed ceny poji\u0161t\u011bn\u00ed, ne\u017e jak\u00e9 na trhu skute\u010dn\u011b jsou. Mileni\u00e1lov\u00e9 jsou ov\u0161em v odhadech zdaleka nejhor\u0161\u00ed. Pr\u016fm\u011brn\u00fd respondent z t\u00e9hle generace tipuje t\u0159ikr\u00e1t a\u017e \u010dty\u0159ikr\u00e1t vy\u0161\u0161\u00ed sumu. Jste na tom podobn\u011b? Spo\u010d\u00edtejte si nez\u00e1vaznou cenu poji\u0161t\u011bn\u00ed <\/span><a href=\"https:\/\/ahoj.mutumutu.cz\/introduction?ref=blog\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">na na\u0161\u00ed online kalkula\u010dce<\/span><\/a><span style=\"font-weight: 400;\">. Mo\u017en\u00e1 budete p\u0159\u00edjemn\u011b p\u0159ekvapen\u00ed.<\/span><\/p>\n<h2><b>2 Nemaj\u00ed ani matnou p\u0159edstavu, jak to funguje<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Celkem 58 % lid\u00ed narozen\u00fdch mezi lety 1981 a 1996 uvedlo, \u017ee nemaj\u00ed pon\u011bt\u00ed, jak\u00fd druh poji\u0161t\u011bn\u00ed by m\u011bli zvolit nebo na kolik se pojistit. Tak na to rovnou ka\u0161lou. 43 % uvedlo, \u017ee o \u017eivotku zat\u00edm neuva\u017eovali, proto\u017ee jim ho nikdo nenab\u00eddl. Mileni\u00e1lov\u00e9 pr\u00fd preferuj\u00ed p\u0159\u00edmo\u010dar\u00e9 informace. Je-li to i v\u00e1\u0161 p\u0159\u00edpad, jste u Mutumutu spr\u00e1vn\u011b: m\u00e1me dvoustr\u00e1nkovou smlouvu, v\u0161echno je srozumiteln\u00e9 a p\u0159ehledn\u00e9. Cenu poji\u0161t\u011bn\u00ed zjist\u00edte sami <a href=\"http:\/\/www.mutumutu.cz\" target=\"_blank\" rel=\"noopener\">na webu<\/a> a m\u016f\u017eete si jej upravit zcela podle sebe. Kdy\u017e si s n\u011b\u010d\u00edm p\u0159esto nebudete v\u011bd\u011bt rady, sta\u010d\u00ed n\u00e1m napsat nebo zavolat.<\/span><\/p>\n<figure id=\"attachment_2552\" aria-describedby=\"caption-attachment-2552\" style=\"width: 850px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-2552\" title=\"U Mutumutu si \u017eivotko na m\u00edru si m\u016f\u017eete cel\u00e9 sjednat online\" src=\"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-content\/uploads\/2019\/09\/profimedia-0311043945-1-300x200.jpg\" alt=\"\u017divotn\u00ed poji\u0161t\u011bn\u00ed Mutumutu si m\u016f\u017ee ka\u017ed\u00fd mileni\u00e1l sjednat kompletn\u011b online\" width=\"850\" height=\"567\" srcset=\"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-content\/uploads\/2019\/09\/profimedia-0311043945-1-300x200.jpg 300w, https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-content\/uploads\/2019\/09\/profimedia-0311043945-1-768x512.jpg 768w, https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-content\/uploads\/2019\/09\/profimedia-0311043945-1-1024x683.jpg 1024w, https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-content\/uploads\/2019\/09\/profimedia-0311043945-1.jpg 1800w\" sizes=\"auto, (max-width: 850px) 100vw, 850px\" \/><figcaption id=\"caption-attachment-2552\" class=\"wp-caption-text\">U Mutumutu si m\u016f\u017eete \u017eivotn\u00ed poji\u0161t\u011bn\u00ed sjednat cel\u00e9 online.<\/figcaption><\/figure>\n<h2><b>3 \u010casto si mysl\u00ed, \u017ee by poji\u0161t\u011bn\u00ed ani nedostali<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Cel\u00fdch 38 % <a href=\"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/2018\/08\/24\/blog-milenialove-proc-jsou-ve-vztazich-podobne-zdrzenlivi-jako-lide-ve-30-letech\/\" target=\"_blank\" rel=\"noopener\">mileni\u00e1l\u016f<\/a> v\u011b\u0159\u00ed, \u017ee je poji\u0161\u0165ovny \u201enecht\u011bj\u00ed\u201c a \u017ee se pro n\u011b vhodn\u00e9 poji\u0161t\u011bn\u00ed prost\u011b nenajde. Ve skute\u010dnosti se najde pro ka\u017ed\u00e9ho. V Mutumutu p\u0159istupujeme stejn\u011b k zam\u011bstnanc\u016fm i \u017eivnostn\u00edk\u016fm, k mu\u017e\u016fm i \u017een\u00e1m. I kdy\u017e je v\u00e1m kolem t\u0159iceti, pojist\u00edme v\u00e1s pro p\u0159\u00edpad <a href=\"https:\/\/mutumutu.cz\/pojisteni-pracovni-neschopnosti\">pracovn\u00ed neschopnosti<\/a>, <a href=\"https:\/\/mutumutu.cz\/pojisteni-invalidity\">invalidity<\/a> i <a href=\"https:\/\/mutumutu.cz\/pojisteni-smrti\">\u00famrt\u00ed<\/a>.<\/span><\/p>\n<h2><b>4 Nejrad\u0161i by v\u0161echno vy\u0159e\u0161ili online<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Generace Y hled\u00e1 online v\u0161echno, i finan\u010dn\u00ed poradce a poji\u0161\u0165ovac\u00ed agenty. V\u00edc ne\u017e polovina mileni\u00e1l\u016f pak d\u00e1 na doporu\u010den\u00ed zn\u00e1m\u00fdch na <a href=\"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/2019\/02\/15\/co-delat-aby-vam-socialni-media-nekazila-radost-z-behani\/\" target=\"_blank\" rel=\"noopener\">soci\u00e1ln\u00edch s\u00edt\u00edch<\/a>. Kdy\u017e u\u017e se poji\u0161\u0165uj\u00ed, d\u011blaj\u00ed si re\u0161er\u0161e na internetu, ale v\u011bt\u0161inou pak stejn\u011b skon\u010d\u00ed u toho, \u017ee v\u011bc mus\u00ed \u0159e\u0161it na sch\u016fzk\u00e1ch s poradcem. U Mutumutu tahle \u010d\u00e1st odpad\u00e1, \u017eivotko na m\u00edru si m\u016f\u017eete cel\u00e9 sjednat online.<\/span><\/p>\n<h2><b>5 Zd\u00e1 se jim, \u017ee maj\u00ed je\u0161t\u011b dost \u010dasu<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Pojistit se je\u0161t\u011b p\u0159ed t\u0159ic\u00edtkou? To mileni\u00e1ly moc nel\u00e1k\u00e1. Ve skute\u010dnosti je to pro n\u011b v\u00fdhodn\u011bj\u0161\u00ed: \u010d\u00edm d\u0159\u00edve se pojist\u00ed, t\u00edm levn\u011bji je to vyjde. <a href=\"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/2019\/02\/11\/zivotni-pojisteni-klid-duse-a-kryta-zada\/\" target=\"_blank\" rel=\"noopener\">\u017divotn\u00ed poji\u0161t\u011bn\u00ed<\/a>\u00a0je obecn\u011b v\u00fdhodn\u011bj\u0161\u00ed pro lidi, kte\u0159\u00ed jsou zdrav\u00ed a maj\u00ed krat\u0161\u00ed historii nemoc\u00ed, tak\u017ee stoj\u00ed za to si ho sjednat co nejd\u0159\u00edv. Za deset, dvacet, t\u0159icet let jako kdy\u017e ho najdete.<\/span><\/p>\n<p><em><strong>V\u00a0<a href=\"https:\/\/www.mutumutu.cz\/\" target=\"_blank\" rel=\"noopener\">Mutumutu<\/a>\u00a0podporujeme v\u0161echny bez rozd\u00edlu. Nav\u00edc v\u00e1s odm\u011bn\u00edme za zdrav\u00fd \u017eivotn\u00ed styl. Za radost ze sportu odm\u011b\u0148ujeme vr\u00e1cen\u00edm 20 % z ceny poji\u0161t\u011bn\u00ed. Dal\u0161\u00edch 5 % z\u00edsk\u00e1te za to, \u017ee nekou\u0159\u00edte a 5 % za to, \u017ee chod\u00edte na pravideln\u00e9 l\u00e9ka\u0159sk\u00e9 prohl\u00eddky.<\/strong><\/em><\/p>\n<p><a href=\"https:\/\/ahoj.mutumutu.cz\/preoffer-questions?ref=blog\" target=\"_blank\" rel=\"noopener\"><div class='short-code-mutu-button-wrapper'><a target='_blank' class='big-mutu-button short-code-mutu-button' href='https:\/\/ahoj.mutumutu.cz\/preoffer-questions?ref=blog'>Spo\u010d\u00edtat, jak vyjde poji\u0161t\u011bn\u00ed pro m\u011b<\/a><\/div><\/a><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u017divotn\u00edmu poji\u0161t\u011bn\u00ed moc nev\u011b\u0159\u00ed. Mysl\u00ed si, \u017ee si ho nem\u016f\u017eou dovolit. Nebo na n\u011bj nemysl\u00ed v\u016fbec. Mileni\u00e1l\u016fm p\u0159itom \u201ebodne\u201c \u00fapln\u011b stejn\u011b jako ostatn\u00edm. O tom, jak \u017eivotn\u00ed poji\u0161t\u011bn\u00ed funguje, toho mileni\u00e1lov\u00e9 v\u011bd\u00ed m\u00e9n\u011b ne\u017e jejich rodi\u010de, prarodi\u010de i o deset let star\u0161\u00ed kolegov\u00e9. Zjistila to americk\u00e1 slu\u017eba BestLifeRates.org, kter\u00e1 porovnala asi des\u00edtku studi\u00ed a statistik  &#8230;<\/p>\n","protected":false},"author":21,"featured_media":2548,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[29],"tags":[110,75,38,32,59,457],"class_list":["post-2546","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pojisteni","tag-jednoduche-zivotni-pojisteni-online","tag-milenialove","tag-online-pojisteni","tag-pojisteni","tag-pojisteni-zivota","tag-vse-o-pojisteni"],"_links":{"self":[{"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/posts\/2546","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/users\/21"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/comments?post=2546"}],"version-history":[{"count":12,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/posts\/2546\/revisions"}],"predecessor-version":[{"id":5554,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/posts\/2546\/revisions\/5554"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/media\/2548"}],"wp:attachment":[{"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/media?parent=2546"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/categories?post=2546"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/tags?post=2546"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}