{"id":1954,"date":"2019-02-11T08:00:41","date_gmt":"2019-02-11T07:00:41","guid":{"rendered":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/?p=1954"},"modified":"2020-11-02T19:47:37","modified_gmt":"2020-11-02T18:47:37","slug":"zivotni-pojisteni-klid-duse-a-kryta-zada","status":"publish","type":"post","link":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/2019\/02\/11\/zivotni-pojisteni-klid-duse-a-kryta-zada\/","title":{"rendered":"\u017divotn\u00ed poji\u0161t\u011bn\u00ed: klid du\u0161e a kryt\u00e1 z\u00e1da"},"content":{"rendered":"

\u017divotn\u00ed poji\u0161t\u011bn\u00ed<\/a> m\u00edv\u00e1 mezi lidmi \u0161patnou pov\u011bst, p\u0159itom je to d\u016fle\u017eit\u00fd n\u00e1stroj finan\u010dn\u00edho zabezpe\u010den\u00ed, kter\u00fdm nav\u00edc z\u00edsk\u00e1te klid. Jistotu, \u017ee v\u00e1m v p\u0159\u00edpad\u011b nemoci nebo jin\u00fdch \u017eivotn\u00edch t\u011b\u017ekost\u00ed n\u011bkdo kryje z\u00e1da, a vy se tak m\u016f\u017eete pln\u011b soust\u0159edit na sebe a svou rodinu.<\/b><\/p>\n

Po\u0159\u00edd\u00edte-li si „\u017eivotko<\/a>„, je vysoce pravd\u011bpodobn\u00e9, \u017ee s n\u00edm str\u00e1v\u00edte p\u0159inejlep\u0161\u00edm n\u011bkolik dek\u00e1d, proto je dobr\u00e9 si pe\u010dliv\u011b vybrat. Jind\u0159ich Lenz<\/a>, spoluzakladatel online poji\u0161t\u011bn\u00ed Mutumutu, p\u0159izn\u00e1v\u00e1, \u017ee \u010ce\u0161i si po\u0159\u00e1d je\u0161t\u011b rad\u011bji pojist\u00ed auto ne\u017e vlastn\u00ed \u017eivot a za \u017eivotn\u00ed poji\u0161t\u011bn\u00ed<\/a> plat\u00ed v pr\u016fm\u011bru t\u0159ikr\u00e1t m\u00e9n\u011b ne\u017e N\u011bmci nebo Raku\u0161an\u00e9. <\/span>\u201e<\/span>P\u0159itom ten dopad je daleko vy\u0161\u0161\u00ed. Kdy\u017e nebudu moct vyd\u011bl\u00e1vat, tak to m\u00e1 obrovsk\u00fd vliv na mou rodinu<\/a>, mnohem v\u011bt\u0161\u00ed, ne\u017e kdy\u017e nebudu m\u00edt auto.\u201c <\/span>Nej\u010dast\u011bj\u0161\u00edm d\u016fvodem, pro\u010d si lid\u00e9 <\/span>\u201e<\/span>\u017eivotko<\/span>\u201c<\/span><\/a> necht\u011bj\u00ed zalo\u017eit, je nedostatek financ\u00ed. Kdy\u017e se v\u0161ak n\u011bco stane, lid\u00e9 zji\u0161\u0165uj\u00ed, \u017ee by je poji\u0161t\u011bn\u00ed vy\u0161lo daleko levn\u011bji. P\u0159\u00edjem na nemocensk\u00e9 toti\u017e m\u016f\u017ee b\u00fdt a\u017e o polovinu ni\u017e\u0161\u00ed ne\u017e v b\u011b\u017en\u00e9m pracovn\u00edm \u017eivot\u011b.<\/span><\/p>\n

\"P\u0159\u00edjem
P\u0159\u00edjem na nemocensk\u00e9 m\u016f\u017ee b\u00fdt a\u017e o polovinu ni\u017e\u0161\u00ed ne\u017e v pracovn\u00edm \u017eivot\u011b. Dorovnat ho m\u016f\u017ee pr\u00e1v\u011b \u017eivotn\u00ed poji\u0161t\u011bn\u00ed.<\/figcaption><\/figure>\n

M\u00e1te na v\u00fdb\u011br<\/b><\/h2>\n

Spousta lid\u00ed s uzav\u0159en\u00edm \u017eivotn\u00edho poji\u0161t\u011bn\u00ed ot\u00e1l\u00ed. Maj\u00ed pocit, \u017ee jej nepot\u0159ebuj\u00ed, proto\u017ee nemaj\u00ed d\u011bti,<\/a> mo\u017en\u00e1 je v bl\u00edzk\u00e9 dob\u011b ani nepl\u00e1nuj\u00ed a jsou finan\u010dn\u011b nez\u00e1visl\u00ed. Tak pro\u010d m\u00edt \u017eivotko? <\/span>\u201e<\/span>Kdy\u017e se o nikoho nestar\u00e1m a nem\u00e1m ani \u017e\u00e1dn\u00fd \u00fav\u011br, tak se teoreticky poji\u0161\u0165ovat nemus\u00edm,\u201c \u0159\u00edk\u00e1 Jindra. Co kdy\u017e se ale n\u00e1hle n\u011bco stane a vy p\u0159estanete b\u00fdt nez\u00e1visl\u00ed? Pokud se m\u016f\u017eete spolehnout na rodi\u010de nebo sourozence, je to samoz\u0159ejm\u011b skv\u011bl\u00e9, ale m\u00e1 to h\u00e1\u010dek. N\u011bkter\u00e9 nemoci<\/a> \u010di stavy jsou b\u011bhem na dlouhou tra\u0165 \u2013 \u00a095 % neschopenek nevznik\u00e1 kv\u016fli \u00farazu, ale pr\u00e1v\u011b kv\u016fli dlouhodob\u00e9 nemoci. M\u016f\u017ee se tak st\u00e1t, \u017ee se va\u0161im bl\u00edzk\u00fdm ne\u010dekan\u00fdmi v\u00fddaji v\u00fdrazn\u011b sn\u00ed\u017e\u00ed \u017eivotn\u00ed standard.<\/span><\/p>\n

\"\"
95 % neschopenek nevznik\u00e1 kv\u016fli \u00farazu, ale pr\u00e1v\u011b kv\u016fli dlouhodob\u00e9 nemoci.<\/figcaption><\/figure>\n

Stejn\u00fd standard jako d\u0159\u00edv<\/b><\/h2>\n

Nejv\u011bt\u0161\u00ed smysl d\u00e1v\u00e1 \u017eivotn\u00ed poji\u0161t\u011bn\u00ed ve chv\u00edli, kdy zalo\u017e\u00edte rodinu<\/a> a jsou na v\u00e1s finan\u010dn\u011b z\u00e1visl\u00ed dal\u0161\u00ed lid\u00e9. A dvojn\u00e1sob to plat\u00ed v p\u0159\u00edpad\u011b, \u017ee spl\u00e1c\u00edte hypot\u00e9ku nebo jin\u00fd \u00fav\u011br. Nemus\u00edme ale hned myslet na nejhor\u0161\u00ed, jsou tu i zdravotn\u00ed probl\u00e9my m\u00e9n\u011b z\u00e1va\u017en\u00e9ho charakteru jako nap\u0159\u00edklad bolest zad<\/a>, kter\u00e9 v\u00e1s na \u010das vy\u0159ad\u00ed z provozu. V p\u0159\u00edpad\u011b t\u00e9 nejfat\u00e1ln\u011bj\u0161\u00ed varianty \u2013 \u00a0smrti<\/a> \u2013 v\u00e1m osobn\u011b pojistka u\u017e nepom\u016f\u017ee. Nevr\u00e1t\u00ed zp\u011bt \u010das, ale zajist\u00ed va\u0161i rodinu, aby si mohla udr\u017eet stejn\u00fd standard jako d\u0159\u00edv a nespadla do dluh\u016f. D\u011bdick\u00e9 \u0159\u00edzen\u00ed se nav\u00edc m\u016f\u017ee prot\u00e1hnout na dlouh\u00e9 roky, zat\u00edmco na vyplacen\u00ed pojistky budete \u010dekat maxim\u00e1ln\u011b p\u00e1r t\u00fddn\u016f.<\/span><\/p>\n

\"Nejv\u011bt\u0161\u00ed
Nejv\u011bt\u0161\u00ed smysl d\u00e1v\u00e1 \u017eivotn\u00ed poji\u0161t\u011bn\u00ed ve chv\u00edli, kdy zalo\u017e\u00edte rodinu a jsou na v\u00e1s finan\u010dn\u011b z\u00e1visl\u00ed dal\u0161\u00ed lid\u00e9.<\/figcaption><\/figure>\n

Mo\u017en\u00e1 tak\u00e9 nepat\u0159\u00edte mezi ty, kte\u0159\u00ed by se r\u00e1no probudili a \u0159ekli si, \u017ee si p\u016fjdou zalo\u017eit \u017eivotn\u00ed poji\u0161t\u011bn\u00ed. <\/span>\u201e<\/span>Nepojist\u00edm se proto, proto\u017ee je to cool, ale proto, abych m\u011bl klid, \u017ee jsem zabezpe\u010dil sebe i rodinu ve v\u0161ech ohledech. Je to v podstat\u011b prevence, n\u011bco jako o\u010dkov\u00e1n\u00ed, kdy se sna\u017e\u00edm p\u0159edej\u00edt ur\u010dit\u00fdm nep\u0159\u00edjemn\u00fdm situac\u00edm,<\/span>\u201c<\/span> uzav\u00edr\u00e1 Jind\u0159ich Lenz. <\/span><\/p>\n

Spo\u010d\u00edtat, jak by vy\u0161lo poji\u0161t\u011bn\u00ed pro m\u011b<\/a><\/div><\/a><\/p>\n

N\u00e1hl\u00e9 \u017eivotn\u00ed zvraty \u010dlov\u011bk nikdy ne\u010dek\u00e1. M\u016f\u017ee se to st\u00e1t, i kdy\u017e sportujete a j\u00edte zdrav\u011b. Jednoduch\u00e9 online \u017eivotn\u00ed poji\u0161t\u011bn\u00ed<\/i><\/b> Mutumutu<\/i><\/b><\/a> v\u00e1s na eventu\u00e1ln\u00ed v\u00fdpadek p\u0159\u00edjm\u016f pojist\u00ed. Tak\u017ee pak v nemoci, kdy m\u00e1te hlavu plnou jin\u00fdch starost\u00ed, nemus\u00edte \u0159e\u0161it finance. A m\u016f\u017eete si udr\u017eet finan\u010dn\u00ed standard jako d\u0159\u00edv. \u00a0<\/i><\/b><\/p>\n

V\u00edce o Mutumutu<\/a><\/div><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

\u017divotn\u00ed poji\u0161t\u011bn\u00ed m\u00edv\u00e1 mezi lidmi \u0161patnou pov\u011bst, p\u0159itom je to d\u016fle\u017eit\u00fd n\u00e1stroj finan\u010dn\u00edho zabezpe\u010den\u00ed, kter\u00fdm nav\u00edc z\u00edsk\u00e1te klid. Jistotu, \u017ee v\u00e1m v p\u0159\u00edpad\u011b nemoci nebo jin\u00fdch \u017eivotn\u00edch t\u011b\u017ekost\u00ed n\u011bkdo kryje z\u00e1da, a vy se tak m\u016f\u017eete pln\u011b soust\u0159edit na sebe a svou rodinu. Po\u0159\u00edd\u00edte-li si „\u017eivotko„, je vysoce pravd\u011bpodobn\u00e9, \u017ee s n\u00edm str\u00e1v\u00edte p\u0159inejlep\u0161\u00edm n\u011bkolik …<\/p>\n","protected":false},"author":23,"featured_media":2451,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[29],"tags":[62,217,110,220,219,78,218,147,216],"class_list":["post-1954","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pojisteni","tag-bolest-zad","tag-deti","tag-jednoduche-zivotni-pojisteni-online","tag-nemoc","tag-neschopenka","tag-rodina","tag-uraz","tag-zivotko","tag-zivotni-pojisteni"],"_links":{"self":[{"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/posts\/1954","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/users\/23"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/comments?post=1954"}],"version-history":[{"count":5,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/posts\/1954\/revisions"}],"predecessor-version":[{"id":2814,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/posts\/1954\/revisions\/2814"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/media\/2451"}],"wp:attachment":[{"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/media?parent=1954"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/categories?post=1954"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/tags?post=1954"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}