{"id":1863,"date":"2019-01-07T18:08:13","date_gmt":"2019-01-07T17:08:13","guid":{"rendered":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/?p=1863"},"modified":"2025-09-25T20:05:11","modified_gmt":"2025-09-25T18:05:11","slug":"levnejsi-zivotni-pojisteni-kalkulacka-vam-to-spocita","status":"publish","type":"post","link":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/2019\/01\/07\/levnejsi-zivotni-pojisteni-kalkulacka-vam-to-spocita\/","title":{"rendered":"A\u017e o 30 % levn\u011bj\u0161\u00ed \u017eivotn\u00ed poji\u0161t\u011bn\u00ed? Mutumutu odm\u011b\u0148uje za to, \u017ee se h\u00fdbete"},"content":{"rendered":"

V\u00a0Mutumutu<\/a> v\u00edt\u00e1me v\u0161echny, kte\u0159\u00ed pe\u010duj\u00ed o sv\u00e9 zdrav\u00ed. Mo\u017en\u00e1 jste to i vy \u2013 nebo v\u00a0sob\u011b takov\u00e9ho pe\u010dovatele objev\u00edte pr\u00e1v\u011b d\u00edky n\u00e1m. Abychom v\u00e1s po\u0159\u00e1dn\u011b namotivovali, nachystali jsme odm\u011bnu ve v\u00fd\u0161i a\u017e 30 % z\u00a0pojistn\u00e9ho, kter\u00e9 v\u00e1m vr\u00e1t\u00edme zp\u011bt. Kalkula\u010dka \u017eivotn\u00edho poji\u0161t\u011bn\u00ed<\/a> v\u00e1m to spo\u010d\u00edt\u00e1.<\/b><\/p>\n

Pravideln\u011b sportujete nebo s\u00a0t\u00edm pl\u00e1nujete za\u010d\u00edt? Fand\u00edme v\u00e1m a r\u00e1di v\u00e1s za to ocen\u00edme. S\u00a0pomoc\u00ed mobiln\u00ed aplikace, m\u016f\u017eeme va\u0161e aktivity trackovat; sleva z\u00a0pojistn\u00e9ho se pak bude odv\u00edjet od toho, jak \u010dasto nebo jak dlouho budete chodit<\/a>, b\u011bhat<\/a> nebo jezdit na kole<\/a>. V\u00a0zim\u011b pl\u00e1nujeme m\u011b\u0159it i indoorov\u00e9 aktivity jako fitness nebo plav\u00e1n\u00ed.<\/span><\/p>\n

\"\"
V Mutumutu dostanete a\u0159 20% slevu za to, \u017ee \u017eijete aktivn\u011b.<\/figcaption><\/figure>\n

Nemus\u00edte b\u00fdt olympij\u0161t\u00ed reprezentanti, ale \u010d\u00edm zap\u00e1len\u011bj\u0161\u00ed do sportu<\/a> budete, t\u00edm v\u011bt\u0161\u00ed slevu z\u00edsk\u00e1te. Stoprocentn\u00ed aktivita rovn\u00e1 se pln\u00fdch 20 % z ceny pojistn\u00e9ho zp\u011bt. Jestli v\u00e1m to zn\u00ed abstraktn\u011b a cht\u011bli byste v\u011bd\u011bt, o kolik % levn\u011bj\u0161\u00ed bude va\u0161e <\/span>\u017eivotn\u00ed poji\u0161t\u011bn\u00ed<\/a>, kalkula\u010dka<\/a><\/b> uveden\u00e1 n\u00ed\u017ee v\u00e1m v\u00a0tom ud\u011bl\u00e1 jasno. <\/span><\/p>\n

Nejde n\u00e1m jenom o pohyb. Dal\u0161\u00edch 5 % v\u00e1m vr\u00e1t\u00edme, pokud prok\u00e1\u017eete, \u017ee chod\u00edte pravideln\u011b ke sv\u00e9mu praktick\u00e9mu l\u00e9ka\u0159i na preventivn\u00ed prohl\u00eddky. A je\u0161t\u011b 5 % od n\u00e1s nazp\u00e1tek dostanou klienti \u2013 neku\u0159\u00e1ci.<\/span><\/p>\n

\u017de na \u017eivotn\u00ed poji\u0161t\u011bn\u00ed kalkula\u010dka neexistuje?<\/strong><\/h2>\n

U n\u00e1s ano. P\u0159edem si tak m\u016f\u017eete snadno vypo\u010d\u00edtat, kolik v\u00e1m s\u00a0ohledem na v\u00e1\u0161 \u017eivotn\u00ed styl budeme pravideln\u011b vracet.<\/span><\/p>\n

\u00a0<\/span>

Nez\u00e1vazn\u011b spo\u010d\u00edtat poji\u0161t\u011bn\u00ed<\/a><\/div><\/span><\/a><\/p>\n

Pod\u00edvejte se na modelov\u00fd p\u0159\u00edklad z\u00e1kazn\u00edk\u016f<\/strong>, kte\u0159\u00ed r\u00e1di chod\u00ed, b\u011bhaj\u00ed nebo na\u0161li z\u00e1libu v ned\u011bln\u00edch v\u00fdletech.\u00a0V\u0161ichni t\u0159i\u00a0 dos\u00e1hnou sv\u00fdm aktivn\u00edm p\u0159\u00edstupem na maxim\u00e1ln\u00ed slevu u Mutumutu<\/a>.\u00a0<\/span><\/p>\n

Prvn\u00ed\u00a0chod\u00ed ka\u017ed\u00fd den do pr\u00e1ce a ani o v\u00edkendu nepolev\u00ed, ka\u017ed\u00fd den tak ujde 12 500 krok\u016f.<\/span>\u00a0Druh\u00fd jde dvakr\u00e1t t\u00fddn\u011b na krat\u0161\u00ed proch\u00e1zku (ujde tak zhruba 10 tis\u00edc krok\u016f za den) a o v\u00edkendu chod\u00ed na dlouh\u00e9 v\u00fdlety (2 x 25 tis. krok\u016f za den). T\u0159et\u00ed m\u00e1 n\u00e1ro\u010dnou pr\u00e1ci a v t\u00fddnu si najde maxim\u00e1ln\u011b 2 x 45 minut na b\u011bh. O v\u00edkendu jde pak ka\u017ed\u00fd den na hodinovou proch\u00e1zku (2 x 12 500 krok\u016f za den).\u00a0<\/span><\/p>\n

\"\"
Pravideln\u011b sportujete nebo s\u00a0t\u00edm pl\u00e1nujete za\u010d\u00edt? Fand\u00edme v\u00e1m a r\u00e1di v\u00e1s za to ocen\u00edme.<\/figcaption><\/figure>\n

Jste Petr, nebo Pavel?<\/strong><\/h2>\n

U\u017e tedy v\u00edte, jak velkou odm\u011bnu v\u00e1m kalkula\u010dka<\/strong><\/a> na <\/span>\u017eivotn\u00edm poji\u0161t\u011bn\u00ed<\/b>\u00a0spo\u010d\u00edtala? Ov\u0161em v\u00a0procentech. Kolik pen\u011bz re\u00e1ln\u011b u\u0161et\u0159\u00edte? Uk\u00e1\u017eeme si to na p\u0159\u00edkladu dvou vzorov\u00fdch klient\u016f, kter\u00fdm budeme \u0159\u00edkat t\u0159eba Petr a Pavel. Co byste o nich m\u011bli v\u011bd\u011bt: jsou to jednovaje\u010dn\u00e1 dvoj\u010data, kter\u00e1 pr\u00e1v\u011b oslavila t\u0159ic\u00e1t\u00e9 narozeniny. Oba pracuj\u00ed v\u00a0kancel\u00e1\u0159i, oba maj\u00ed \u010dist\u00fd plat 30\u00a0000 korun m\u011bs\u00ed\u010dn\u011b. A oba by se r\u00e1di nechali pojistit do sv\u00fdch \u0161edes\u00e1ti let. <\/span><\/p>\n

Pavel<\/strong> u\u017e sta\u010dil zalo\u017eit rodinu<\/strong> a m\u00e1 i hypot\u00e9ku. Doporu\u010d\u00edme mu tedy \u017eivotn\u00ed pojistku, kter\u00e1 v\u00a0p\u0159\u00edpad\u011b jeho \u00famrt\u00ed<\/a> pokryje zbytek hypot\u00e9ky a nahrad\u00ed t\u0159i jeho m\u011bs\u00ed\u010dn\u00ed platy. Pavlova rodina by tak dostala jednor\u00e1zovou v\u00fdplatu 3,08 milionu. K\u00a0tomu ho pojist\u00edme pro p\u0159\u00edpad pracovn\u00ed neschopnosti<\/a> nebo trval\u00e9 invalidity<\/a>, aby mohl m\u00edt p\u0159\u00edjem jako d\u0159\u00edv.<\/span><\/p>\n

\"\"
Nemus\u00edte b\u00fdt olympij\u0161t\u00ed reprezentanti, ale \u010d\u00edm zap\u00e1len\u011bj\u0161\u00ed do sportu budete, t\u00edm v\u011bt\u0161\u00ed slevu z\u00edsk\u00e1te.<\/figcaption><\/figure>\n

 <\/p>\n

Na kolik to cel\u00e9 Pavla vyjde? Cena hodn\u011b z\u00e1vis\u00ed na individu\u00e1ln\u00edch parametrech, t\u0159eba na v\u011bku. Petr n\u00e1m bude pos\u00edlat 1\u00a0124 korun m\u011bs\u00ed\u010dn\u011b, to je ov\u0161em bez slevy. Pokud spln\u00ed v\u0161echny t\u0159i podm\u00ednky \u2013 pravideln\u00e9 sportov\u00e1n\u00ed a n\u00e1v\u0161t\u011bvy l\u00e9ka\u0159e, \u017eivot bez cigaret \u2013 a bude si platit dan\u00e9 <\/span>\u017eivotn\u00ed poji\u0161t\u011bn\u00ed<\/a>, kalkula\u010dka<\/a><\/b> mu spo\u010d\u00edt\u00e1 a\u017e 30% slevu. Pak ho pojistn\u00e9 vyjde na p\u0159\u00edjemn\u00fdch 787 korun m\u011bs\u00ed\u010dn\u011b.<\/span><\/p>\n

Petr<\/strong>, Pavlovo dvoj\u010de, \u017eije zat\u00edm s\u00e1m<\/strong> a hypot\u00e9ku nem\u00e1. Obejde se tedy bez \u017eivotn\u00ed pojistky; p\u0159\u00edjem mu pojist\u00edme stejn\u011b jako Pavlovi. V\u00a0p\u0159\u00edpad\u011b dlouhodob\u00e9 pracovn\u00ed neschopnosti nebo dokonce trval\u00e9 invalidity tak bude kryt\u00fd a nebude muset slevit ze sv\u00e9 \u017eivotn\u00ed \u00farovn\u011b.<\/span><\/p>\n

Petra pojistn\u00e9 vyjde na 564 korun m\u011bs\u00ed\u010dn\u011b. To v\u00a0p\u0159\u00edpad\u011b, \u017ee na zdrav\u00fd \u017eivotn\u00ed styl p\u0159\u00edli\u0161 nedb\u00e1. Kdy\u017e bude spolu s\u00a0bratrem pravideln\u011b sportovat, nebude kou\u0159it a nevynech\u00e1 \u017e\u00e1dnou preventivn\u00ed prohl\u00eddku, slev\u00edme mu na 395 korun za m\u011bs\u00edc. Stejn\u011b jako ka\u017ed\u00e9mu z\u00a0na\u0161ich klient\u016f mu u\u0161et\u0159en\u00e9 pen\u00edze po\u0161leme zp\u00e1tky jednou za \u010dtvrt roku, a to p\u0159\u00edmo na \u00fa\u010det.<\/span><\/p>\n

V\u00a0Mutumutu<\/a>\u00a0podporujeme v\u0161echny bez rozd\u00edlu. Nav\u00edc v\u00e1s odm\u011bn\u00edme za zdrav\u00fd \u017eivotn\u00ed styl. Za radost ze sportu odm\u011b\u0148ujeme vr\u00e1cen\u00edm 20 % z ceny poji\u0161t\u011bn\u00ed. Dal\u0161\u00edch 5 % z\u00edsk\u00e1te za to, \u017ee nekou\u0159\u00edte a 5 % za to, \u017ee chod\u00edte na pravideln\u00e9 l\u00e9ka\u0159sk\u00e9 prohl\u00eddky.<\/strong><\/em><\/p>\n

V\u00edce o Mutumutu<\/a><\/div><\/span><\/a><\/p>\n

 <\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

V\u00a0Mutumutu v\u00edt\u00e1me v\u0161echny, kte\u0159\u00ed pe\u010duj\u00ed o sv\u00e9 zdrav\u00ed. Mo\u017en\u00e1 jste to i vy \u2013 nebo v\u00a0sob\u011b takov\u00e9ho pe\u010dovatele objev\u00edte pr\u00e1v\u011b d\u00edky n\u00e1m. Abychom v\u00e1s po\u0159\u00e1dn\u011b namotivovali, nachystali jsme odm\u011bnu ve v\u00fd\u0161i a\u017e 30 % z\u00a0pojistn\u00e9ho, kter\u00e9 v\u00e1m vr\u00e1t\u00edme zp\u011bt. Kalkula\u010dka \u017eivotn\u00edho poji\u0161t\u011bn\u00ed v\u00e1m to spo\u010d\u00edt\u00e1. Pravideln\u011b sportujete nebo s\u00a0t\u00edm pl\u00e1nujete za\u010d\u00edt? Fand\u00edme v\u00e1m a r\u00e1di …<\/p>\n","protected":false},"author":21,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,29,2,30,5],"tags":[94,26,120,38,32,27,40,66,42],"class_list":["post-1863","post","type-post","status-publish","format-standard","hentry","category-nezarazene","category-pojisteni","category-sport","category-zdravi","category-zivotni-styl","tag-30-pojisteni-zpet","tag-behani","tag-mutumutu","tag-online-pojisteni","tag-pojisteni","tag-sport","tag-zdravi","tag-zivotni-pojisteni-online","tag-zivotni-styl"],"_links":{"self":[{"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/posts\/1863","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/users\/21"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/comments?post=1863"}],"version-history":[{"count":20,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/posts\/1863\/revisions"}],"predecessor-version":[{"id":5564,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/posts\/1863\/revisions\/5564"}],"wp:attachment":[{"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/media?parent=1863"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/categories?post=1863"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/tags?post=1863"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}