{"id":1667,"date":"2018-11-06T15:40:50","date_gmt":"2018-11-06T14:40:50","guid":{"rendered":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/?p=1667"},"modified":"2019-11-05T12:03:06","modified_gmt":"2019-11-05T11:03:06","slug":"30-z-pojistneho-zpet-za-zdravy-zivotni-styl","status":"publish","type":"post","link":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/2018\/11\/06\/30-z-pojistneho-zpet-za-zdravy-zivotni-styl\/","title":{"rendered":"30 % z\u00a0pojistn\u00e9ho zp\u011bt a del\u0161\u00ed \u017eivot k\u00a0tomu? V\u00edme, jak na to"},"content":{"rendered":"

Asi u\u017e v\u00edte, \u017ee v\u00a0Mutumutu<\/a> fand\u00edme klient\u016fm, co o sebe pe\u010duj\u00ed a dbaj\u00ed na zdrav\u00fd \u017eivotn\u00ed styl. D\u00edky pravideln\u00e9mu pohybu, prohl\u00eddk\u00e1m u doktora a nikotinov\u00e9 abstinenci si u n\u00e1s m\u016f\u017eete vyslou\u017eit odm\u011bny ve v\u00fd\u0161i a\u017e 30 % z\u00a0pojistn\u00e9ho<\/a>. A nejen\u017ee si p\u0159ilep\u0161\u00edte, nav\u00edc budete d\u00e9le \u017e\u00edt.<\/b><\/p>\n

Ve zdrav\u00e9m t\u011ble roky nav\u00edc<\/b><\/h2>\n

\u017de pohyb prodlu\u017euje \u017eivot<\/a>, to je zn\u00e1m\u00e1 v\u011bc. Skupina v\u00fdzkumn\u00edk\u016f z\u00a0n\u011bkolika americk\u00fdch, norsk\u00fdch a \u0161v\u00e9dsk\u00fdch univerzit se rozhodla zjistit, kolik \u201ebonusov\u00fdch\u201c let si fyzickou aktivitou<\/a> skute\u010dn\u011b vyslou\u017e\u00edme. Na pomoc si vzali 654\u00a0827 mu\u017e\u016f i \u017een, v\u011bt\u0161inou Ameri\u010dan\u016f a Ameri\u010danek, ve v\u011bku od 21 do 90 let.<\/span><\/p>\n

Data t\u00e9to po\u010detn\u00e9 skupiny u\u017e p\u0159edt\u00edm v\u00a0\u0161esti r\u016fzn\u00fdch v\u00fdzkumech shrom\u00e1\u017edil americk\u00fd N\u00e1rodn\u00ed institut pro v\u00fdzkum rakoviny. Auto\u0159i <\/span>mezin\u00e1rodn\u00ed studie<\/span><\/a> se k\u00a0nim vr\u00e1tili a doplnili je tak, aby mohli co nejp\u0159esn\u011bji prozkoumat vliv pravideln\u00e9ho pohybu<\/a> na d\u00e9lku \u017eivota.<\/span><\/p>\n

\"\"
V Mutumutu fand\u00edme klient\u016fm, co o sebe pe\u010duj\u00ed a \u0159e\u0161\u00ed zdrav\u00fd \u017eivotn\u00ed styl.<\/figcaption><\/figure>\n

Aktivita p\u0159epo\u010d\u00edtan\u00e1 na rychlou ch\u016fzi <\/b><\/h2>\n

Mo\u017en\u00e1 se pt\u00e1te, co v\u00a0tomto p\u0159\u00edpad\u011b znamen\u00e1 \u201epravideln\u00fd pohyb\u201c. V\u011bdci r\u016fzn\u00e9 druhy aktivit p\u0159epo\u010d\u00edtali na svi\u017enou ch\u016fzi. M\u011b\u0159\u00edtkem se pro pot\u0159eby studie stal ekvivalent rychl\u00e9 ch\u016fze<\/a> ud\u00e1van\u00fd v\u00a0hodin\u00e1ch za t\u00fdden. Od t\u011bch se d\u00e1 odp\u00edchnout i pro dal\u0161\u00ed sporty: nap\u0159\u00edklad b\u011bh\u00e1n\u00edm<\/a> bychom re\u00e1ln\u011b str\u00e1vili p\u0159ibli\u017en\u011b polovinu \u010dasu a efekt by byl obdobn\u00fd.<\/span><\/p>\n

Abyste si u Mutumutu<\/a> vyslou\u017eili 20% slevu na poji\u0161t\u011bn\u00ed, sta\u010d\u00ed 3x t\u00fddn\u011b nachodit 10 000 krok\u016f, k tomu si \u00a02x t\u00fddn\u011b p\u016flhodinku zab\u011bhat a d\u00e1t si hodinu t\u00fddn\u011b na kole. <\/i><\/b>
\n

A\u017e 30 % zp\u011bt<\/a><\/div><\/p>\n

Pro srovn\u00e1n\u00ed bylo nutn\u00e9 spo\u010d\u00edtat i p\u0159edpokl\u00e1danou d\u00e9lku \u017eivota, a to pro ka\u017ed\u00e9ho \u00fa\u010dastn\u00edka v\u00fdzkumu. Auto\u0159i vyu\u017eili tzv. k\u0159ivku p\u0159e\u017eit\u00ed \u2013 vysoce spolehlivou statistickou metodu, kter\u00e1 co nejpodrobn\u011bji analyzuje profil dan\u00e9ho \u010dlov\u011bka s\u00a0ohledem na uplynul\u00e9 ud\u00e1losti i p\u0159edpoklady do budoucna.<\/span><\/p>\n

\"\"
75 minut rychl\u00e9 ch\u016fze za t\u00fdden n\u00e1m p\u0159id\u00e1 asi 1 rok a 10 m\u011bs\u00edc\u016f \u017eivota.<\/figcaption><\/figure>\n

O kolik n\u00e1m rychl\u00e1 ch\u016fze prodlou\u017e\u00ed \u017eivot<\/b><\/h2>\n

A jak to dopadlo? Nad\u011bjn\u011b. U\u017e ekvivalent 75 minut rychl\u00e9 ch\u016fze za t\u00fdden n\u00e1m p\u0159id\u00e1 asi 1 rok a 10 m\u011bs\u00edc\u016f \u017eivota. Ekvivalent 2,5 a\u017e 5 hodin t\u00fddn\u011b vykouzl\u00ed 3 roky a 3 m\u011bs\u00edce nav\u00edc. Pr\u00e1v\u011b takov\u00e1 d\u00e1vka pohybu v\u00edcem\u00e9n\u011b odpov\u00edd\u00e1 i doporu\u010den\u00ed Sv\u011btov\u00e9 zdravotnick\u00e9 organizace.<\/span><\/p>\n

Zvl\u00e1\u0161\u0165 zap\u00e1len\u00ed sportovci, kte\u0159\u00ed t\u00fddn\u011b zvl\u00e1dnou ekvivalent 300 a\u017e 449 minut (to znamen\u00e1 v\u00edce ne\u017e 5 a m\u00e9n\u011b ne\u017e 7,5 hodiny) rychl\u00e9 ch\u016fze, si pobyt na tomto sv\u011bt\u011b prodlou\u017e\u00ed v\u00a0pr\u016fm\u011bru o 4 roky a 2 m\u011bs\u00edce. U Mutumutu<\/a> jim k\u00a0tomu p\u0159ibude je\u0161t\u011b dal\u0161\u00ed radost, odm\u011bna ve v\u00fd\u0161i a\u017e 20 % z\u00a0ceny pojistn\u00e9ho v\u00a0z\u00e1vislosti na tom, jak\u00fdm zp\u016fsobem a jak \u010dasto se h\u00fdbou.<\/span><\/p>\n

 <\/p>\n\"\"\n

K\u00a0doktorovi jen kdy\u017e je nejh\u016f\u0159?<\/b><\/h2>\n

Vrac\u00edme pen\u00edze t\u011bm, kte\u0159\u00ed praktick\u00e9ho l\u00e9ka\u0159e nav\u0161t\u011bvuj\u00ed preventivn\u011b, aspo\u0148 jednou za dva roky. Dostanou od n\u00e1s 5 % z\u00a0ceny pojistn\u00e9ho zp\u011bt a k\u00a0tomu si nav\u00edc skute\u010dn\u011b \u201epojist\u00ed\u201c dobr\u00e9 zdrav\u00ed a dlouh\u00fd, kvalitn\u00ed \u017eivot. Zn\u00ed to logicky, \u017ee? A \u017ee to podpo\u0159\u00ed zdrav\u00fd \u017eivotn\u00ed styl je i v\u011bdecky potvrzen\u00e9.<\/span><\/p>\n

\"\"
Pen\u00edze vrac\u00edme t\u011bm, kte\u0159\u00ed praktick\u00e9ho l\u00e9ka\u0159e nav\u0161t\u011bvuj\u00ed preventivn\u011b, aspo\u0148 jednou za dva roky.<\/figcaption><\/figure>\n

Na <\/span>souvislost mezi preventivn\u00edmi l\u00e9ka\u0159sk\u00fdmi prohl\u00eddkami a dlouhov\u011bkost\u00ed<\/span><\/a> se zam\u011b\u0159ila skupina v\u00fdzkumn\u00edk\u016f z\u00a0univerzit v japonsk\u00fdch m\u011bstech Sendai, \u00d3cu a Jagamata. I oni si vzali k\u00a0ruce solidn\u00ed vzorek populace: sledovali 48\u00a0775 poji\u0161t\u011bnc\u016f ve v\u011bku od 40 do 79 let. V\u00a0Japonsku m\u00e1 toti\u017e ka\u017ed\u00fd, kdo si plat\u00ed zdravotn\u00ed poji\u0161t\u011bn\u00ed, po \u010dty\u0159ic\u00edtce n\u00e1rok na ka\u017edoro\u010dn\u00ed l\u00e9ka\u0159skou prohl\u00eddku zdarma. Ne ka\u017ed\u00fd toho v\u0161ak vyu\u017e\u00edv\u00e1.<\/span><\/p>\n

Japonsk\u00e1 studie \u00fa\u010dinnosti preventivn\u00edch prohl\u00eddek na sn\u00ed\u017een\u00ed rizika p\u0159ed\u010dasn\u00e9 smrti<\/b><\/h2>\n

V\u00fdzkumn\u00edci si u jednotliv\u00fdch lid\u00ed po cel\u00fdch jeden\u00e1ct let zaznamen\u00e1vali, zda na kontroly chod\u00ed, nebo ne, a jejich chu\u0165 nebo nechu\u0165 zaj\u00edt k\u00a0doktorovi porovnali s\u00a0jejich \u201e\u0161ancemi na smrt\u201c. Zjistili je s\u00a0pomoc\u00ed Coxova modelu proporcion\u00e1ln\u00edch rizik, kter\u00fd je jednou z\u00a0nejpou\u017e\u00edvan\u011bj\u0161\u00edch a nejspolehliv\u011bj\u0161\u00edch metod pro anal\u00fdzu p\u0159e\u017eit\u00ed.<\/span><\/p>\n

Domn\u011bnka v\u011bdc\u016f se potvrdila. U t\u011bch, kte\u0159\u00ed na prohl\u00eddky skute\u010dn\u011b chodili, se riziko p\u0159ed\u010dasn\u00e9 smrti podstatn\u011b sn\u00ed\u017eilo. U zodpov\u011bdn\u00fdch mu\u017e\u016f o 26 % oproti t\u011bm, kte\u0159\u00ed m\u011bli prevenci na h\u00e1ku, u \u017een pak dokonce o 31 %. Pravideln\u00ed n\u00e1v\u0161t\u011bvn\u00edci ordinac\u00ed tak\u00e9 sn\u00ed\u017eili hrozbu, \u017ee zem\u0159ou na kardiovaskul\u00e1rn\u00ed choroby<\/a>. Mu\u017ei o 35 %, \u017eeny o 39 %.<\/span><\/p>\n

Deset let k\u00a0dobru, 5 % zp\u00e1tky<\/b><\/h2>\n

O tom, \u017ee kou\u0159en\u00ed zab\u00edj\u00ed, jste u\u017e asi p\u00e1rkr\u00e1t sly\u0161eli. Tomu, jak, kdy a v\u00a0jak\u00e9 intenzit\u011b, se u\u017e v\u011bnovala cel\u00e1 \u0159ada studi\u00ed. <\/span>Jednu star\u0161\u00ed<\/span><\/a>, zato velmi podrobnou a po\u0159\u00e1d aktu\u00e1ln\u00ed, publikovali v\u011bdci z\u00a0Oxfordu. V\u00a0letech 1951 a\u017e 2001 zkoumali 34\u00a0439 Brit\u016f. Sice to byli sam\u00ed mu\u017ei, a nav\u00edc dokto\u0159i, ale do ur\u010dit\u00e9 m\u00edry se jejich v\u00fdsledky daj\u00ed zobecnit.<\/span><\/p>\n

\"\"
N\u011bku\u0159\u00e1ci \u010del\u00ed dvakr\u00e1t a\u017e t\u0159ikr\u00e1t ni\u017e\u0161\u00edmu riziku, \u017ee zem\u0159ou v\u00a0produktivn\u00edm v\u011bku.<\/figcaption><\/figure>\n

Neku\u0159\u00e1ci z\u00a0toho vy\u0161li podstatn\u011b l\u00edp ne\u017e ku\u0159\u00e1ci. \u010celili dvakr\u00e1t a\u017e t\u0159ikr\u00e1t ni\u017e\u0161\u00edmu riziku, \u017ee zem\u0159ou v\u00a0produktivn\u00edm v\u011bku. V\u00fdzkumn\u00edci si ov\u0161em posv\u00edtili i na ty, kte\u0159\u00ed s\u00a0kou\u0159en\u00edm v\u00a0ur\u010ditou chv\u00edli sekli. Celo\u017eivotn\u00ed neku\u0159\u00e1ci a ku\u0159\u00e1ci, kte\u0159\u00ed se kou\u0159en\u00ed vzdali u\u017e ve t\u0159iceti letech, podle studie \u017eili v\u00a0pr\u016fm\u011bru o cel\u00fdch deset let d\u00e9le ne\u017e celo\u017eivotn\u00ed ku\u0159\u00e1ci. \u00a0\u00a0<\/span><\/p>\n\"\"\n

\u0160patn\u011b na tom nebyli ani p\u00e1nov\u00e9,<\/a> kte\u0159\u00ed s\u00a0nikotinem skoncovali ve \u010dty\u0159iceti \u2013 po\u0159\u00e1d si tak vyslou\u017eili dev\u011bt let \u017eivota nav\u00edc. Kdo se s\u00a0cigaretami rozlou\u010dil v\u00a0pades\u00e1ti, prodlou\u017eil si odhadovanou d\u00e9lku do\u017eit\u00ed o \u0161est let. Kdo v\u00a0\u0161edes\u00e1ti, z\u00edskal nav\u00edc t\u0159i roky.<\/span><\/p>\n

Jestli taky zva\u017eujete, \u017ee cigaret\u00e1m d\u00e1te vale, mo\u017en\u00e1 v\u00e1s tato tvrd\u00e1 \u010d\u00edsla kone\u010dn\u011b namotivuj\u00ed. My k\u00a0nim p\u0159ihod\u00edme je\u0161t\u011b jedno: v\u00a0Mutumutu<\/a> vrac\u00edme 5 % z\u00a0pojistn\u00e9ho v\u0161em klient\u016fm, kte\u0159\u00ed nekou\u0159\u00ed. Se v\u0161\u00edm v\u0161udy, tedy i se sportovn\u00edm duchem a s\u00a0n\u00e1v\u0161t\u011bvami doktora, se pak m\u016f\u017eete vy\u0161plhat a\u017e na c\u00edlov\u00fdch 30 %. Spo\u010d\u00edtejte si<\/a>, jak bl\u00edzko k\u00a0nim m\u00e1te.<\/strong><\/em><\/p>\n

A\u017e 30 % zp\u011bt<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"

Asi u\u017e v\u00edte, \u017ee v\u00a0Mutumutu fand\u00edme klient\u016fm, co o sebe pe\u010duj\u00ed a dbaj\u00ed na zdrav\u00fd \u017eivotn\u00ed styl. D\u00edky pravideln\u00e9mu pohybu, prohl\u00eddk\u00e1m u doktora a nikotinov\u00e9 abstinenci si u n\u00e1s m\u016f\u017eete vyslou\u017eit odm\u011bny ve v\u00fd\u0161i a\u017e 30 % z\u00a0pojistn\u00e9ho. A nejen\u017ee si p\u0159ilep\u0161\u00edte, nav\u00edc budete d\u00e9le \u017e\u00edt. Ve zdrav\u00e9m t\u011ble roky nav\u00edc \u017de pohyb prodlu\u017euje \u017eivot, …<\/p>\n","protected":false},"author":21,"featured_media":2803,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[29,2,30,5],"tags":[94,59,27,41,185,40,66,42],"class_list":["post-1667","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pojisteni","category-sport","category-zdravi","category-zivotni-styl","tag-30-pojisteni-zpet","tag-pojisteni-zivota","tag-sport","tag-stravovani","tag-svizna-chuze","tag-zdravi","tag-zivotni-pojisteni-online","tag-zivotni-styl"],"_links":{"self":[{"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/posts\/1667","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/users\/21"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/comments?post=1667"}],"version-history":[{"count":10,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/posts\/1667\/revisions"}],"predecessor-version":[{"id":2805,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/posts\/1667\/revisions\/2805"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/media\/2803"}],"wp:attachment":[{"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/media?parent=1667"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/categories?post=1667"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.new.prod.mutu.creativedock.cloud\/blog\/wp-json\/wp\/v2\/tags?post=1667"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}